Ad $599→$972/mo all-inAll-in is what a month really costs: the ad’s $599 plus $373 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Not in the ad: typical $2,843 due at signing used (in the monthly). Ask before you sign.
The listed paymentSource: a listing we read by hand, read Nov 1.$599The listed payment is what the ad says you pay each month, here $599.
Money due at signing: the ad does not say. We added $79 a month, the typical amount (median of 123 ads that state it in the same price band, read Oct 30 to Nov 1).Source: a listing we read by hand, read Nov 1. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.+ $79Money due at signing is spread over the months, here about $79 a month.
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $37Tax is what your state adds to the payment, here about $37 a month.
Miles: you drive 12,000 a year, the lease covers 9,996You drive 2,004 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: a listing we read by hand, read Nov 1. Where the ad gives no per-mile rate, we use $0.25 a mile.+ $19Driving more miles than the lease gives costs extra, here $19 a month.
Insurance about $175 for the U.S. average (range $126 to $224). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a car (all powertrains) ($2,098 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $175 a month. Range $126 to $224. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $175Insurance: about $175 a month for this car at the U.S. average. Tap to type yours.
Electric: charging at home (about)12,000 mi a year÷about 2.9 mi/kWh(middle of the EPA figures for the 2026 Q4 e tron)=4,138 kWh×$0.1816 a kWh(EIA U.S. home electricity, August 2026)=$751 a year=$63 a monthcity 3.1 to highway 2.6 mi/kWhSource: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Nov 1.+ $63Charging: about $63 a month for the miles you drive. Tap to type your price.
Real Lease Cost™ (everything you pay, each month), each month$972All-in is what a month really costs: the ad’s $599 plus $373 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.
(payment, tax, miles, insurance and charging, added up) at 12,000 miles a year at U.S. average prices. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in NJ New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themRead by handElectric Unknown Only one site lists this. Not confirmed.
Only one site lists this, so check it before you pay.
No photo for this model (electric)
Read by hand on Nov 1, 2026.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
Not enough similar cars today. We need at least 21 live deals of the same kind to compare, and we have 0.
This check looks at price only. It cannot say whether the car fits you.
The math behind this
There are too few similar cars today for a share.
Facts stated by the source on Nov 1, 2026.
The cheapest live car outside this brand is the 2026 Toyota Corolla with a Real Lease Cost of $531 a month. This car is $441 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Audi Q4 e tron
Monthly payment in the ad
$599 plus tax
Months on the lease
36
Total due at signing
The ad does not say. We added the typical amount, $2,843 in total (median of 123 ads that state it in the same price band, read Oct 30 to Nov 1). Ask before you sign.
That $2,843, spread over 36 months
$79 a month, our estimate
Sticker price
$63,000 (as stated by the source)
Tax rate used
6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$678
Tax, each month
$37
Monthly cost after tax
$715
Lease cost over all the months, before tax
$24,407
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Miles a year the lease allows
9,996
Extra miles to reach your 12,000 a year
You drive 2,004 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$175 a month for the U.S. average (range $126 to $224). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read Oct 31, 2026. Full coverage, a typical driver with a clean record. Source and date
Electricity, our estimate
$63 a month (about 2.9 mi/kWh, middle of the EPA figures for the 2026 Q4 e tron; EIA U.S. home electricity, August 2026) kWh: a unit of electricity, like a gallon for gas.
Real Lease Cost, each month
$972
Real Lease Cost, over all the months, our estimate
$34,992
Listing status
live
Source read
Nov 1, 2026
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 8 (in 7 days)
MSRP
$63,000
Cap reduction
not stated
Effective monthly, before tax
$678
Effective monthly, after tax
$715
Effective as a share of MSRP, monthly
1.13%
Monthly cost vs sticker price
1.1% a month (common; a rule of thumb, not part of the ranking)
Card payment by Stripe. A tip to a company, not a donation, unlocks nothing. The card page shows our company, Ummah Media Group LLC.
Where these prices come from
Beignets, 3 pieces, Café du Monde, New Orleans: Café du Monde shop page, read Oct 31 2026. Photo of beignets at Café du Monde, 2014. Photo: Sunnya343, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Adeni chai, 20 oz, Qahwah House, Dearborn: Qahwah House order page (listing), read Oct 31 2026. The order page blocks automated reads; the price was read from that page's search listing on Oct 31 2026, not on the page itself. $7.86 is listed for the 20 oz Adeni chai and the 20 oz Mofawar. Qahwah House contact page (the Dearborn address): source. Photo of Arabic coffee, not Qahwah House's chai. Photo: Slywire, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
Sourdough loaf, Rize Up Sourdough, San Francisco: Rize Up Sourdough product list, read Oct 31 2026. Photo of a sourdough loaf, not Rize Up's own. Photo: Nutrition, Food Safety & Health, CC0, via Wikimedia Commons.
The viral $60 rye, RYE by Martin Auer, SoHo, New York: The Guardian, Sep 28 2026, read Oct 31 2026. Photo of a 100% rye loaf, not RYE's own. Photo: Veganbaking.net, CC BY-SA 2.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 2.0.
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Ad $439→$679/mo all-inAll-in is what a month really costs: the ad’s $439 plus $240 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
Take-overGas
You take over someone’s lease. You pay their last 21 months.
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Needs the leasing company’s approval.
Only one site lists this. Check it before you pay.
Gas $188/mo: 28 mpg (EPA), U.S. average price
Ad$439
Real$679
Grey is the ad. VioletBlue is what we add. Gold stripes are our estimates. Dashed: cash the seller pays you.
The listed payment is $439 a month. The seller says they will pay you $4,000 to take it over, about $190 a month. With everything added, the real cost is $679 a month. Most of the difference is insurance, $192 a month (our estimate for the U.S. average, $150 to $235; type yours).
The listed payment$439
Cash the seller says they will pay you, each month- $190
Transfer fee about $500 (the listing does not say), spread over 21 months+ $24
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $26
Miles: you drive 12,000 a year, the lease covers about 13,234 a year (from the miles left and months left)+ $0
Insurance (about) for the U.S. average (range $150 to $235). Type yours.+ $192
Gas (about)+ $188
Real Lease Cost, each month$679
LeaseTrader, read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
Ad $355→$858/mo all-inAll-in is what a month really costs: the ad’s $355 plus $503 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseGas
A new lease from the dealer. You sign for 36 months.
$2,645 due at signing, besides the first payment (in the monthly).
Only one site lists this. Check it before you pay.
Gas $195/mo: about 27 mpg (typical), U.S. average price
The listed payment is $355 a month. With everything added, it is $858 a month. The biggest piece is our gas estimate, $195 a month.
The listed payment$355
Fees due when you sign ($2,645), spread over 36 months+ $73
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $22
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance (about) for the U.S. average (range $126 to $224). Type yours.+ $175
Gas (about)+ $195
Real Lease Cost, each month$858
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
2026 Audi Q4 e tron
A drawing of this kind of car, not a photo of it.
2026 Audi Q4 e tron Cheapest of 2 Q4 e tron offers nationwide
Ad $499→$865/mo all-inAll-in is what a month really costs: the ad’s $499 plus $366 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseElectric
A new lease from the dealer. You sign for 36 months.
Not in the ad: typical $2,843 due at signing used (in the monthly). Ask before you sign.
Only one site lists this. Check it before you pay.
Charging $63/mo: EPA figure for this model at U.S. average home rates.
The listed payment is $499 a month. With everything added, it is $865 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $126 to $224; type yours).
The listed payment$499
Money due at signing: the ad does not say. We added $79 a month, the typical amount (median of 123 ads that state it in the same price band, read Oct 30 to Nov 1).+ $79
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $30
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance (about) for the U.S. average (range $126 to $224). Type yours.+ $175
Electric: charging at home (about)+ $63
Real Lease Cost, each month$865
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and charging are estimates, not quotes. about = our guess.
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New leaseHybridAbout even with similar cars
A new lease from the dealer. You sign for 36 months.
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The listed payment is $458 a month. With everything added, it is $872 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The listed payment$458
Fees due when you sign ($1,746), spread over 36 months+ $49
Tax, at the rate the ad states+ $49
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $140 to $210). Type yours.+ $175
Hybrid: gas (about)+ $122
Real Lease Cost, each month$872
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Nov 1. Insurance and gas are estimates, not quotes. about = our guess.
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Ad $419→$872/mo all-inAll-in is what a month really costs: the ad’s $419 plus $453 for tax, fees, miles, insurance and gas. Insurance and gas are estimates.estimate
New leaseGasCosts less than most similar cars
A new lease from the dealer. You sign for 36 months.
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Seller’s own numbers
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Take-overElectric
You take over someone’s lease. You pay their last 9 months.
Transfer fee about $500 (in the monthly).
Needs the leasing company’s approval.
Only one site lists this. Check it before you pay.
Charging $53/mo: EPA figure for this model at U.S. average home rates.
The listed payment is $669 a month. The seller says they will pay you $1,455 to take it over, about $162 a month. With everything added, the real cost is $872 a month.
The listed payment$669
Cash the seller says they will pay you, each month- $162
Transfer fee about $500 (the listing does not say), spread over 9 months+ $56
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $41
Miles: you drive 12,000 a year, the lease covers about 22,060 a year (from the miles left and months left)+ $0
Insurance (about) for the U.S. average (range $133 to $297). Type yours.+ $215
Electric: charging at home (about)+ $53
Real Lease Cost, each month$872
LeaseTrader, read Nov 1. Insurance and charging are estimates, not quotes. about = our guess.
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