$1,020 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $388. The receipt adds every step between the two.
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2025 Toyota Rav4 LE Hybrid
Downey
Advertised payment$388
Tax, fees and cash, spread over 21 months; tax rate not stated by the source, national default, estimate+ $190
Miles: 7,331 in the contract, you drive 12,000overage at $0.15 a mile, as the source states+ $58
Insurance, estimate ($150 to $260)national estimate, class fallback; band $150 to $260 a month, not a quote. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.+ $220
Fuel, estimate26 mpg at $4.269/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)+ $164
All-in a month$1,020
Transfer fee assumed at $500. Confirm with the lessor, not the seller.
Confirm every number with the seller or the lessor before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The cheapest live car in the table is the 2026 Toyota Corolla at $562 all-in. This car is $458 a month more than that.
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2025 Toyota Rav4 LE Hybrid
Headline monthly
$388 plus tax
Term
21 months
MSRP
not stated by the source
Tax rate used
6.00% (assumed, the source stated none). Basis: not stated, tax added here
Effective monthly, before tax
$554
Effective monthly, after tax
$578
Lease cost over the term, before tax
$11,640
Fees inside the due-at-signing figure
$0
Transfer fee, assumed
$500 spread across the term. The source did not state one; confirm with the lessor.
Seller cash to you
$0
Cash you bring
$3,000
Miles written into the contract
7,331 a year
Mileage to reach your 12,000 a year
$58 a month (overage). 4,669 miles a year at $0.15/mile, fixed cap Overage rate $0.15 a mile, as the source states.
Insurance, estimate
$220 a month, band $150 to $260. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.
Fuel or electricity, estimate
$164 a month (26 mpg at $4.269/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All-in per month
$1,020
Effective as a share of MSRP, monthly
MSRP not stated
Leasehackr score, estimate
MSRP not stated
Estimated all-in cost over the term
$21,420
All-in cost as a share of MSRP
MSRP not stated
Liveness
live
Source read
2026-10-30
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Photo of this model from another year, not this exact car. Credit: HJUdall, CC0
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