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2025 MINI Cooper S Countryman ALL4

$976 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The ad says $430. The receipt adds every step between the two.

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Mc Kinney take-over LeaseTrader gas Sedan Seen in one place only Open the original listing

2025 MINI Cooper S (photo for reference, not the listed car)
Illustrative photo, not this exact car. Photo: Alexander-93, CC BY-SA 4.0, via Wikimedia Commons

2025 MINI Cooper S Countryman ALL4

Mc Kinney

Advertised payment$430

  1. Tax, fees and cash, spread over 21 months; tax rate not stated by the source, national default, estimate+ $168
  2. Miles: 12,897 in the contract, you drive 12,000overage at $0.25 a mile, as the source states+ $0
  3. Insurance, estimate ($150 to $260)national estimate, class fallback; band $150 to $260 a month, not a quote. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.+ $220
  4. Fuel, estimate27 mpg at $4.269/gal; EIA U.S. average, week of 2026-10-26 (read 2026-10-30)+ $158

All-in a month$976

Transfer fee assumed at $500. Confirm with the lessor, not the seller.

Facts stated by the source on 2026-10-30.
Open the original listing

Confirm every number with the seller or the lessor before you commit. The all-in figure leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

The cheapest live car in the table is the 2026 Toyota Corolla at $562 all-in. This car is $414 a month more than that.

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2025 MINI Cooper S Countryman ALL4
Headline monthly$430 plus tax
Term21 months
MSRPnot in the listing
Tax rate used6.00% (assumed, the source stated none). Basis: not stated, tax added here
Effective monthly, before tax$573
Effective monthly, after tax$598
Lease cost over the term, before tax$12,023
Fees inside the due-at-signing figure$0
Transfer fee, assumed$500 spread across the term. The source did not state one; confirm with the lessor.
Seller cash to you$0
Cash you bring$2,500
Miles written into the contract12,897 a year
Mileage to reach your 12,000 a year$0 a month (covered). contract covers the target Overage rate $0.25 a mile, as the source states.
Insurance, estimate$220 a month, band $150 to $260. We use a figure in the upper part of the band on purpose, so the total is less likely to come in under what you will pay.
Fuel or electricity, estimate$158 a month (27 mpg at $4.269/gal, EIA U.S. average, week of 2026-10-26 (read 2026-10-30))
All-in per month$976
Estimated all-in cost over the term$20,496
Livenesslive
Source read2026-10-30

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