$967 a month all-in (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $579. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in CT New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themSwapALeasegas SUV Only one site lists this. Not confirmed.
One public site lists this deal. No second site confirms it.
SUV body style, no photo for this model
Read from SwapALease on 2026-10-30.
Confirm every number with the seller or the leasing company before you commit. The all-in figure leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 14 public sites. Newest read Oct 31.$579
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)Source: State revenue department pages, 33 of 51 states sourced. Read Oct 30.+ $35
Miles: you drive 12,000 a year, the lease covers 13,819The lease covers your miles, so extra miles cost nothing.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $0
Insurance, our estimate for the U.S. average: $182 (range $146 to $218). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Compact SUV (gas) ($2,188 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $182 a month. Range $146 to $218. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $182
Gas, our estimate12,000 mi a year÷25 mpg(EPA combined, 2025 Terrain Elevation AWD)=480 gallons×$4.27 a gallon(EIA U.S. average regular, week of Oct 26)=$2,049 a year=$171 a monthcity 24 to highway 28Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $171
The cheapest live car in the table is the 2026 Toyota Corolla at $531 all-in. This car is $436 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2025 GMC Terrain Elevation AWD
Monthly payment in the ad
$579 plus tax
Months on the lease
17
Sticker price
not in the listing
Tax rate used
6.00% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$579
Tax, each month
$35
Monthly cost after tax
$614
Lease cost over all the months, before tax
$9,842
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
13,819
Extra miles to reach your 12,000 a year
The lease covers your miles, so extra miles cost nothing.
Insurance, our estimate
$182 a month for the U.S. average (range $146 to $218). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$171 a month (EPA combined 25 mpg, 2025 Terrain Elevation AWD; EIA U.S. average regular, week of Oct 26)
All in, each month
$967
All in, over all the months, our estimate
$16,439
Listing status
live
Source read
2026-10-30
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 6 (in 6 days)
MSRP
not in the listing
Cap reduction
not stated
Effective monthly, before tax
$579
Effective monthly, after tax
$614
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More deals like this (6 cars)
More GMC deals
Photo of this model, not this exact car.
2024 GMC Sierra EV Denali
$616a month, everything in
Take-overElectric
You take over someone’s lease. You pay their last 15 months.
Needs the leasing company’s approval.
Lease ends Jan 2028 (15 months left)
15 months left, about $9,200 in all. Transfer fee $500 (assumed). Seller pays you $7,000.
Only one site lists this. Not confirmed.
Charging $70/mo: about 2.6 mi/kWh (typical), U.S. average price
The listed payment is $726 a month. The seller says they will pay you $7,000 to take it over, about $467 a month, which brings the real cost down to $616 a month with everything added.
The listed payment$726
Cash the seller says they will pay you, each month- $467
Transfer fee we assumed ($500), spread over 15 months+ $33
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $44
Miles: you drive 12,000 a year, the lease covers 11,081+ $19
Insurance, our estimate for the U.S. average (range $153 to $229). Type yours.+ $191
Electric: charging at home, our estimate+ $70
All in, each month$616
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
The listed payment is $799 a month. The seller says they will pay you $3,446 to take it over, about $383 a month. With everything added, the real cost is $831 a month.
The listed payment$799
Cash the seller says they will pay you, each month- $383
Transfer fee we assumed ($500), spread over 9 months+ $56
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $48
Miles: you drive 12,000 a year, the lease covers 26,680+ $0
Insurance, our estimate for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home, our estimate+ $121
All in, each month$831
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
The listed payment is $449 a month. With everything added, it is $867 a month. The biggest piece is insurance, $142 a month (our estimate for the U.S. average, $114 to $170; type yours).
The listed payment$449
Money due when you sign ($3,999), spread over 36 months+ $111
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $27
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $114 to $170). Type yours.+ $142
Hybrid: gas, our estimate+ $119
All in, each month$867
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Toyota offers page, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $558 a month. With everything added, it is $868 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $150 to $230; type yours).
The listed payment$558
Transfer fee we assumed ($500), spread over 25 months+ $20
Tax, our estimate, because the ad gives no tax rate (U.S. average rate, until you pick your state)+ $33
Miles: you drive 12,000 a year, the lease covers 12,191+ $0
Insurance, our estimate for the U.S. average (range $150 to $230). Type yours.+ $190
Electric: charging at home, our estimate+ $67
All in, each month$868
LeaseTrader, read Oct 30. Insurance and charging are estimates, not quotes.
Photo: Mariordo (Mario Roberto Durán Ortiz), CC BY-SA 4.0
Photo of this model from another year, not this exact car.
2026 Toyota C-HR SE AWD
$869a month, everything in
New leaseElectric
A new lease from the dealer. You sign for 35 months, with money due at signing.
Offer ends Nov 7 (in 7 days)
Seller’s numbers: we did not check them
Charging $53/mo: about 3.4 mi/kWh (EPA), U.S. average price
The listed payment is $495 a month. With everything added, it is $869 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).
The listed payment$495
Money due when you sign ($1,615), spread over 35 months+ $46
Tax, at the rate the ad states+ $47
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance, our estimate for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home, our estimate+ $53
All in, each month$869
If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 30. Insurance and charging are estimates, not quotes.
