2025 Cadillac XT6 Premium Luxury

The seller says they will pay you $10,400, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 13 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $70/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Dec 2027 (13 months left)

13 months left, about $7,700 in all. Transfer fee about $500. Seller pays you $10,400.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $1,032 a month. The seller says they will pay you $10,400 to take it over, about $800 a month, which brings the real cost down to $594 a month with everything added.

The listed payment$1,032

1. Cash the seller says they will pay you, each month- $800
2. Transfer fee about $500 (the listing does not say), spread over 13 months+ $38
3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $64
4. Miles: you drive 12,000 a year, the lease covers about 25,477 a year (from the miles left and months left)+ $0
5. Insurance (about) for the U.S. average (range $152 to $228). Type yours.+ $190
6. Electric: charging at home (about)+ $70

Real Lease Cost, each month$594

LeaseTrader, read Nov 3. Insurance and charging are estimates, not quotes. about = our guess.

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,156 due at signing used (in the monthly). Ask before you sign.

Charging $63/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Offer ends Nov 10 (in 7 days)

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $359 a month. With everything added, it is $723 a month. The biggest piece is insurance, $172 a month (our estimate for the U.S. average, $138 to $206; type yours).

The listed payment$359

1. Money due at signing: the ad does not say. We added $88 a month, the typical amount (median of 94 ads that state it in the same price band, read Nov 2 to Nov 3).+ $88
2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $22
3. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
4. Insurance (about) for the U.S. average (range $138 to $206). Type yours.+ $172
5. Electric: charging at home (about)+ $63

Real Lease Cost, each month$723

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 3. Insurance and charging are estimates, not quotes. about = our guess.

A new lease from the dealer. You sign for 24 months.

Not in the ad: typical $3,156 due at signing used (in the monthly). Ask before you sign.

Charging $63/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Offer ends Nov 10 (in 7 days)

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $353 a month. With everything added, it is $778 a month. The biggest piece is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).

The listed payment$353

1. Money due at signing: the ad does not say. We added $132 a month, the typical amount (median of 94 ads that state it in the same price band, read Nov 2 to Nov 3).+ $132
2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
4. Insurance (about) for the U.S. average (range $152 to $228). Type yours.+ $190
5. Electric: charging at home (about)+ $63

Real Lease Cost, each month$778

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 3. Insurance and charging are estimates, not quotes. about = our guess.

The seller says they will pay you $4,432, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 16 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $70/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Feb 2028 (16 months left)

16 months left, about $16,800 in all. Transfer fee about $500. Seller pays you $4,432.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $952 a month. The seller says they will pay you $4,432 to take it over, about $277 a month. With everything added, the real cost is $1,049 a month.

The listed payment$952

1. Cash the seller says they will pay you, each month- $277
2. Transfer fee about $500 (the listing does not say), spread over 16 months+ $31
3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $58
4. Miles: you drive 12,000 a year, the lease covers about 26,024 a year (from the miles left and months left)+ $0
5. Insurance (about) for the U.S. average (range $133 to $297). Type yours.+ $215
6. Electric: charging at home (about)+ $70

Real Lease Cost, each month$1,049

LeaseTrader, read Nov 3. Insurance and charging are estimates, not quotes. about = our guess.

You take over someone’s lease. You pay their last 20 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $186/mo: 23 mpg (EPA), U.S. average price

Lease ends Jul 2028 (20 months left)

20 months left, about $21,000 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $555 a month. With everything added, it is $1,049 a month. The biggest piece is our gas estimate, $186 a month.

The listed payment$555

1. Transfer fee about $500 (the listing does not say), spread over 20 months+ $25
2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $34
3. Miles: you drive 12,000 a year, the lease covers about 8,766 a year (from the miles left and months left)+ $67
4. Insurance (about) for the U.S. average (range $146 to $218). Type yours.+ $182
5. Gas (about)+ $186

Real Lease Cost, each month$1,049

LeaseTrader, read Nov 3. Insurance and gas are estimates, not quotes. about = our guess.

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,011 due at signing used (in the monthly). Ask before you sign.

Gas $203/mo: about 21 mpg (EPA), U.S. average price

Offer ends Nov 10 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $529 a month. With everything added, it is $1,049 a month. The biggest piece is our gas estimate, $203 a month.

The listed payment$529

1. Money due at signing: the ad does not say. We added $84 a month, the typical amount (median of 75 ads that state it in the same price band, read Nov 2 to Nov 3).+ $84
2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $32
3. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
4. Insurance (about) for the U.S. average (range $146 to $218). Type yours.+ $182
5. Gas (about)+ $203

Real Lease Cost, each month$1,049

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 3. Insurance and gas are estimates, not quotes. about = our guess.