Real Lease Cost™ (everything you pay, each month): $2,693 a month, estimate (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $2,041. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in MD Take-overSwapALeasegas SUV Only one site lists this. Not confirmed.
Only one site lists this, so check it before you pay.
SUV body style, no photo for this model
Read from SwapALease on 2026-10-31. Tax status not recorded, so tax is added here (tax assumed).
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 15 public sites. Newest read Oct 31.$2,041
Transfer fee we assumed ($500), spread over 14 monthsSource: The ad's own fees and money due at signing; a $500 transfer fee, or the typical money due at signing, is assumed when the ad gives none. Read with the ad, Oct 31.+ $36
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $124
Miles: you drive 12,000 a year, the lease covers 16,191The lease covers your miles, so extra miles cost nothing.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $0
Insurance, our estimate for the U.S. average: $182 (range $146 to $218). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Compact SUV (gas) ($2,188 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $182 a month. Range $146 to $218. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $182
Gas, our estimate12,000 mi a year÷17 mpg(EPA combined, 2024 Cayenne Coupe S)=705.9 gallons×$5.275 a gallon(EIA U.S. average premium, week of Oct 26)=$3,724 a year=$310 a monthcity 15 to highway 21Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 31.+ $310
You take over someone’s lease. You pay their last 14 months. The months and the miles are theirs, not new ones.
The leasing company must approve you.
Model year: 2024.
Miles left on the lease: about 18,900, as the listing states them.
Transfer fee: $500 (assumed: the listing states none). Ask the leasing company (the bank that owns the car), not the seller.
Real Lease Check™
How this price compares
Costs more than most similar cars
At 12,000 miles a year and U.S. average costs, 22 of the 444 similar luxury SUVs we price today cost more than this one.
vs 444 luxury SUV deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 5 of every 100 similar luxury SUVs we price today cost more than this one. Pool: the live ranked luxury SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car we could not check counts at its worse number.
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Where these prices come from
Beignets, 3 pieces, Café du Monde, New Orleans: Café du Monde shop page, read Oct 31 2026. Photo of beignets at Café du Monde, 2014. Photo: Sunnya343, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
About a Yemeni latte, Qahwah House, based in Dearborn: listed from $8.47 (Little Ox list, Oct 2026), read Oct 31 2026. The tip is $7.86; the source lists $8.47. Qahwah House contact page (the Dearborn address): source. Photo of Arabic coffee, not Qahwah House's latte. Photo: Slywire, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
OG sourdough loaf, Rize Up Sourdough, San Francisco: Rize Up Sourdough product list, read Oct 31 2026. Photo of a sourdough loaf, not Rize Up's own. Photo: Nutrition, Food Safety & Health, CC0, via Wikimedia Commons.
Rye loaf, whole, RYE by Martin Auer, SoHo, New York: The Guardian, Sep 28 2026, read Oct 31 2026. Photo of a 100% rye loaf, not RYE's own. Photo: Veganbaking.net, CC BY-SA 2.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 2.0.
Facts stated by the source on 2026-10-31.
The cheapest live car outside this brand is the 2026 Toyota Corolla with a Real Lease Cost of $531 a month. This car is $2,162 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2024 Porsche Cayenne Coupe S
Monthly payment in the ad
$2,041 plus tax
Months on the lease
14
Sticker price
not in the listing
Tax rate used
6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$2,077
Tax, each month
$124
Monthly cost after tax
$2,201
Lease cost over all the months, before tax
$29,074
Transfer fee, our estimate
$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
16,191
Extra miles to reach your 12,000 a year
The lease covers your miles, so extra miles cost nothing.
Insurance, our estimate
$182 a month for the U.S. average (range $146 to $218). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$310 a month (EPA combined 17 mpg, 2024 Cayenne Coupe S; EIA U.S. average premium, week of Oct 26)
Real Lease Cost, each month
$2,693
Real Lease Cost, over all the months, our estimate
$37,702
Listing status
live
Source read
2026-10-31
For the experts: the exact lease terms
Lease terms for experts
When it ends
Lease ends about Dec 2027 (14 months left)
MSRP
not in the listing
Cap reduction
not stated
Effective monthly, before tax
$2,077
Effective monthly, after tax
$2,201
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2024 Porsche Cayenne SUVOffer 1 of 5 on this model
Real Lease Cost:$1,309a month, estimate
Take-overGasAbout even with similar cars
You take over someone’s lease. You pay their last 8 months.
Needs the leasing company’s approval.
Lease ends Jul 2027 (8 months left)
8 months left, about $10,500 in all. Transfer fee $500 (assumed). Seller pays you $5,250.
Only one site lists this. Not confirmed.
Gas $293/mo: about 18 mpg (EPA), U.S. average price
Ad$1,150
Real$1,309
+$159 we added, most of it estimate
Why +$159? gas $293, extra miles $208, insurance $182, tax $69, fees $63, minus seller cash $656
The listed payment is $1,150 a month. The seller says they will pay you $5,250 to take it over, about $656 a month. With everything added, the real cost is $1,309 a month.
The listed payment$1,150
Cash the seller says they will pay you, each month- $656
Transfer fee we assumed ($500), spread over 8 months+ $63
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $69
Miles: you drive 12,000 a year, the lease covers 3,690+ $208
Insurance, our estimate for the U.S. average (range $146 to $218). Type yours.+ $182
Gas, our estimate+ $293
Real Lease Cost, each month$1,309
LeaseTrader, read Oct 31. Insurance and gas are estimates, not quotes.
Photo of this model from another year, not this exact car.
2026 Porsche Macan Offer 1 of 3 on this model
Real Lease Cost:$1,450a month, estimate
New leaseGasAbout even with similar cars
A new lease from the dealer. You sign for 36 months. Money due at signing: the ad does not say. We added the typical amount, $90 a month. Ask before you sign.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Gas $264/mo: about 20 mpg (EPA), U.S. average price
Ad$825
Real$1,450
+$625 we added, most of it estimate
Why +$625? gas $264, insurance $202, typical money due at signing $90, tax $50, extra miles $19
The listed payment is $825 a month. With everything added, it is $1,450 a month. The biggest piece is our gas estimate, $264 a month.
The listed payment$825
Money due at signing: the ad does not say. We added $90 a month, the typical amount (median of 52 ads that state it in the same price band, read Oct 30 to Oct 31).+ $90
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $50
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $162 to $242). Type yours.+ $202
Gas, our estimate+ $264
Real Lease Cost, each month$1,450
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
The listed payment is $2,028 a month. The seller says they will pay you $20,000 to take it over, about $833 a month, which brings the real cost down to $1,604 a month with everything added.
The listed payment$2,028
Cash the seller says they will pay you, each month- $833
Transfer fee ($900), spread over 24 months+ $38
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $123
Miles: you drive 12,000 a year, the lease covers 12,411+ $0
Insurance, our estimate for the U.S. average (range $126 to $224). Type yours.+ $175
Electric: charging at home, our estimate+ $73
Real Lease Cost, each month$1,604
Leasehackr private transfers, read Oct 30. Insurance and charging are estimates, not quotes.
A new lease from the dealer. You sign for 36 months. Money due at signing: the ad does not say. We added the typical amount, $86 a month. Ask before you sign.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Gas $195/mo: about 27 mpg (typical), U.S. average price
Ad$1,999
Real$2,596
+$597 we added, most of it estimate
Why +$597? gas $195, insurance $175, tax $122, typical money due at signing $86, extra miles $19
The listed payment is $2,097 a month. The seller says they will pay you $1,105 to take it over, about $138 a month. With everything added, the real cost is $2,601 a month.
The listed payment$2,097
Cash the seller says they will pay you, each month- $138
Transfer fee we assumed ($500), spread over 8 months+ $62
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $128
Miles: you drive 12,000 a year, the lease covers 20,640+ $0
Insurance, our estimate for the U.S. average (range $114 to $170). Type yours.+ $142
Gas, our estimate+ $310
Real Lease Cost, each month$2,601
LeaseTrader, read Oct 31. Insurance and gas are estimates, not quotes.
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