Real Lease Cost™ (everything you pay, each month): $970 a month, estimate (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $458. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Read from SwapALease on 2026-10-31. Tax status not recorded, so tax is added here (tax assumed).
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 15 public sites. Newest read Oct 31.$458
Transfer fee we assumed ($500), spread over 9 monthsSource: The ad's own fees and money due at signing; a $500 transfer fee, or the typical money due at signing, is assumed when the ad gives none. Read with the ad, Oct 31.+ $56
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $27
Miles: you drive 12,000 a year, the lease covers 11,996You drive 4 miles a year more than the lease allows. At $0.25 a mile (as the ad states) that is $0 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $0
Insurance, our estimate for the U.S. average: $178 (range $142 to $214). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Half-ton Pickup (gas) ($2,139 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $178 a month. Range $142 to $214. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $178
Gas, our estimate12,000 mi a year÷about 17 mpg(middle of the EPA figures for the 2024 Sierra 1500)=705.9 gallons×$4.269 a gallon(EIA U.S. average regular, week of Oct 26)=$3,013 a year=$251 a monthcity 15 to highway 19Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 31.+ $251
You take over someone’s lease. You pay their last 9 months. The months and the miles are theirs, not new ones.
The leasing company must approve you.
Model year: 2024.
Miles left on the lease: about 9,000, as the listing states them.
Transfer fee: $500 (assumed: the listing states none). Ask the leasing company (the bank that owns the car), not the seller.
Real Lease Check™
How this price compares
About even with similar cars
At 12,000 miles a year and U.S. average costs, 118 of the 179 similar trucks we price today cost more than this one.
vs 179 truck deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 66 of every 100 similar trucks we price today cost more than this one. Pool: the live ranked truck deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car we could not check counts at its worse number.
Pick Up the Tab
Buy us a drink or a loaf of bread.
Tap a price from a US city, or choose your own amount.
A tip to Real Lease Cost, a company. It is not a donation and unlocks nothing.
Where these prices come from
Beignets, 3 pieces, Café du Monde, New Orleans: Café du Monde shop page, read Oct 31 2026. Photo of beignets at Café du Monde, 2014. Photo: Sunnya343, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
About a Yemeni latte, Qahwah House, based in Dearborn: listed from $8.47 (Little Ox list, Oct 2026), read Oct 31 2026. The tip is $7.86; the source lists $8.47. Qahwah House contact page (the Dearborn address): source. Photo of Arabic coffee, not Qahwah House's latte. Photo: Slywire, CC BY-SA 4.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 4.0.
OG sourdough loaf, Rize Up Sourdough, San Francisco: Rize Up Sourdough product list, read Oct 31 2026. Photo of a sourdough loaf, not Rize Up's own. Photo: Nutrition, Food Safety & Health, CC0, via Wikimedia Commons.
Rye loaf, whole, RYE by Martin Auer, SoHo, New York: The Guardian, Sep 28 2026, read Oct 31 2026. Photo of a 100% rye loaf, not RYE's own. Photo: Veganbaking.net, CC BY-SA 2.0, via Wikimedia Commons; cut out and placed on a tile by us, shared under CC BY-SA 2.0.
Facts stated by the source on 2026-10-31.
The cheapest live car in the table is the 2026 Toyota Corolla with a Real Lease Cost of $531 a month. This car is $439 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2024 GMC Sierra 1500 Elevation
Monthly payment in the ad
$458 plus tax
Months on the lease
9
Sticker price
not in the listing
Tax rate used
6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$513
Tax, each month
$28
Monthly cost after tax
$541
Lease cost over all the months, before tax
$4,621
Transfer fee, our estimate
$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
11,996
Extra miles to reach your 12,000 a year
You drive 4 miles a year more than the lease allows. At $0.25 a mile (as the ad states) that is $0 a month.
Insurance, our estimate
$178 a month for the U.S. average (range $142 to $214). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$251 a month (about 17 mpg, middle of the EPA figures for the 2024 Sierra 1500; EIA U.S. average regular, week of Oct 26)
Real Lease Cost, each month
$970
Real Lease Cost, over all the months, our estimate
$8,730
Listing status
live
Source read
2026-10-31
For the experts: the exact lease terms
Lease terms for experts
When it ends
Lease ends about Jul 2027 (9 months left)
MSRP
not in the listing
Cap reduction
not stated
Effective monthly, before tax
$513
Effective monthly, after tax
$541
Get the lowest all-in leases each week
One email a week. Confirm by link. Unsubscribe in one click.
More deals like this (6 cars)
More GMC deals
Photo of this model, not this exact car.
2024 GMC Sierra EV Denali
Real Lease Cost:$617a month, estimate
Take-overElectricOne of the lowest costs for this kind of car
You take over someone’s lease. You pay their last 15 months.
Needs the leasing company’s approval.
Lease ends Jan 2028 (15 months left)
15 months left, about $9,300 in all. Transfer fee $500 (assumed). Seller pays you $7,000.
Only one site lists this. Not confirmed.
Charging $70/mo: A typical figure for electric cars, not this car’s rating at U.S. average home rates.
The listed payment is $726 a month. The seller says they will pay you $7,000 to take it over, about $467 a month, which brings the real cost down to $617 a month with everything added.
The listed payment$726
Cash the seller says they will pay you, each month- $467
Transfer fee we assumed ($500), spread over 15 months+ $33
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $45
Miles: you drive 12,000 a year, the lease covers 11,081+ $19
Insurance, our estimate for the U.S. average (range $153 to $229). Type yours.+ $191
Electric: charging at home, our estimate+ $70
Real Lease Cost, each month$617
LeaseTrader, read Oct 31. Insurance and charging are estimates, not quotes.
The listed payment is $799 a month. The seller says they will pay you $3,446 to take it over, about $383 a month. With everything added, the real cost is $832 a month.
The listed payment$799
Cash the seller says they will pay you, each month- $383
Transfer fee we assumed ($500), spread over 9 months+ $56
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $49
Miles: you drive 12,000 a year, the lease covers 26,680+ $0
Insurance, our estimate for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home, our estimate+ $121
Real Lease Cost, each month$832
LeaseTrader, read Oct 31. Insurance and charging are estimates, not quotes.
The listed payment is $458 a month. With everything added, it is $872 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The listed payment$458
Money due when you sign ($1,746), spread over 36 months+ $49
Tax, at the rate the ad states+ $49
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $140 to $210). Type yours.+ $175
Hybrid: gas, our estimate+ $122
Real Lease Cost, each month$872
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 31. Insurance and gas are estimates, not quotes.
.jpg){kind=link}