2027 Kia Models

Ad $306$765/mo all-in estimate

Not in the ad: typical $3,315 due at signing used (in the monthly). Ask before you sign.

Open the original listing (leaves our site)

The receipt

The listed payment$306

Fees at signing (about)+ $92
Tax (about)+ $19
Extra miles+ $19
Insurance (about)+ $175
Gas (about)+ $154

Real Lease Cost™ (everything you pay), each month$765

Sources and read dates

The listed payment the Leasehackr Marketplace listing, read Nov 5.
Fees at signing (about) the Leasehackr Marketplace listing, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
Extra miles the Leasehackr Marketplace listing, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
Insurance (about) AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
Gas (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 12 (in 7 days)

Your miles or state are different?

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New lease Leasehackr Marketplace (broker offers) Gas Unknown Only one site lists this. Not confirmed.

Only one site lists this, so check it before you pay.

No photo for this model

Read from Leasehackr Marketplace (broker offers) on Nov 5, 2026.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

Report a problem with this deal

Incentives

We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

Not enough similar cars today

Not enough similar cars today. We need at least 21 live deals of the same kind to compare, and we have 0.

This check looks at price only. It cannot say whether the car fits you.

The math behind this

There are too few similar cars today for a share.

Facts stated by the source on Nov 5, 2026.

The cheapest live car in the table is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $265 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2027 Kia Models
Monthly payment in the ad	$306 plus tax
Months on the lease	36
Total due at signing	The ad does not say. We added the typical amount, $3,315 in total (median of 148 ads that state it in the same price band, read Nov 3 to Nov 5). Ask before you sign.
That $3,315, spread over 36 months	$92 a month, our estimate
Sticker price	not in the listing
Tax rate used	6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out	$398
Tax, each month	$19
Monthly cost after tax	$417
Lease cost over all the months, before tax	$14,331
Transfer fee	none stated by the source
Cash the seller says they will pay you	$0
Miles a year the lease allows	10,000
Extra miles to reach your 12,000 a year	You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate	$175 a month for the U.S. average (range $126 to $224). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read Oct 31, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate	$154 a month (about 27 mpg, a typical figure for this size of car, not this car's rating; EIA U.S. average regular, week of Nov 2)
Real Lease Cost, each month	$765
Real Lease Cost, over all the months, our estimate	$27,540
Listing status	live
Source read	Nov 5, 2026

For the experts: the exact lease terms

Lease terms for experts
When it ends	Offer ends Nov 12 (in 7 days)
MSRP	not in the listing
Cap reduction	not stated
Effective monthly, before tax	$398
Effective monthly, after tax	$417

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More deals like this (6 cars)

More Kia deals

2024 Kia Sorento, a photo of this model, not the listed car

2024 Kia Sorento EX

Ad $371$668/mo all-inestimate

Take-over, seller cash $1,231

Only one site lists this. Check it before you pay.

See this deal: 2024 Kia Sorento

Why this price?

Gas

Ad$371

Real$668

Grey is the ad. Violet is what we add. Gold stripes are our estimates. Dashed: cash the seller pays you.

+$297 we added. Most of it is our estimate.

Why +$297? insurance $182, gas $173, fees $56, tax $22, extra miles $1, minus cash the seller pays you $137

The seller says they will pay you $1,231, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 9 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $173/mo: about 24 mpg (EPA), U.S. average price

Lease ends Jul 2027 (9 months left)

9 months left, about $6,000 in all. Transfer fee about $500. Seller pays you $1,231.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $371 a month. The seller says they will pay you $1,231 to take it over, about $137 a month. With everything added, the real cost is $668 a month. Most of the difference is insurance, $182 a month (our estimate for the U.S. average, $146 to $218; type yours).

The listed payment$371

Cash the seller says they will pay you, each month- $137
Transfer fee about $500 (the listing does not say), spread over 9 months+ $56
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $22
Miles: you drive 12,000 a year, the lease covers about 11,943 a year (from the miles left and months left)+ $1
Insurance (about) for the U.S. average (range $146 to $218). Type yours.+ $182
Gas (about)+ $173

Real Lease Cost, each month$668

LeaseTrader, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Benespit, CC BY-SA 4.0

2027 Kia Niro

Ad $306$694/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2027 Kia Niro

Why this price?

Gas

Ad$306

Real$694

+$388 we added. Most of it is our estimate.

Why +$388? insurance $175, typical money due at signing $92, gas $83, tax $19, extra miles $19

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,315 due at signing used (in the monthly). Ask before you sign.

Gas $83/mo: 50 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $306 a month. With everything added, it is $694 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).

The listed payment$306

Money due at signing: the ad does not say. We added $92 a month, the typical amount (median of 148 ads that state it in the same price band, read Nov 3 to Nov 5).+ $92
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $19
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $140 to $210). Type yours.+ $175
Gas (about)+ $83

Real Lease Cost, each month$694

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2023 Kia K5, a photo of this model, not the listed car

2023 Kia K5 GT-Line

Ad $429$754/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2023 Kia K5

Why this price?

GasAbout even with similar cars

Ad$429

Real$754

+$325 we added. Most of it is our estimate.

Why +$325? gas $148, insurance $142, tax $26, fees $9

You take over someone’s lease. You pay their last 55 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $148/mo: about 28 mpg (EPA), U.S. average price

Lease ends May 2031 (55 months left)

55 months left, about $41,500 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $429 a month. With everything added, it is $754 a month. The biggest piece is our gas estimate, $148 a month.

The listed payment$429

Transfer fee about $500 (the listing does not say), spread over 55 months+ $9
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $26
Miles: you drive 12,000 a year, the lease covers about 13,636 a year (from the miles left and months left)+ $0
Insurance (about) for the U.S. average (range $114 to $170). Type yours.+ $142
Gas (about)+ $148

Real Lease Cost, each month$754

LeaseTrader, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Dinkun Chen, CC BY-SA 4.0

Other cars near $765 a month

2027 Toyota Corolla, a photo of this model, not the listed car

2027 Toyota Corolla LE CVT

Ad $273$667/mo all-inestimate

New lease

See this deal: 2027 Toyota Corolla

Why this price?

GasCosts less than most similar cars

Ad$273

Real$667

+$394 we added. Most of it is our estimate.

Why +$394? insurance $165, gas $126, fees $40, extra miles $38, tax $25

3rd cheapest of 3 Corolla offers nationwide

A new lease from the dealer. You sign for 36 months.

$1,430 due at signing, besides the first payment (in the monthly).

Seller’s own numbers

Gas $126/mo: about 33 mpg (EPA), U.S. average price

Offer ends Nov 7 (in 2 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $273 a month. With everything added, it is $667 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).

The listed payment$273

Fees due when you sign ($1,430), spread over 36 months+ $40
Tax, at the rate the ad states+ $25
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
Gas (about)+ $126

Real Lease Cost, each month$667

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: HJUdall, CC0

2026 Honda Accord, a photo of this model, not the listed car

2026 Honda Accord LX Sedan

Ad $268$667/mo all-inestimate

New lease

See this deal: 2026 Honda Accord

Why this price?

GasCosts less than most similar cars

Ad$268

Real$667

+$399 we added. Most of it is our estimate.

Why +$399? insurance $175, gas $130, fees $46, tax $29, extra miles $19

Cheapest of 2 Accord offers nationwide

A new lease from the dealer. You sign for 36 months.

$1,673 due at signing, besides the first payment (in the monthly).

Seller’s own numbers

Gas $130/mo: about 32 mpg (EPA), U.S. average price

Offer ends Nov 30

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $268 a month. With everything added, it is $667 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).

The listed payment$268

Fees due when you sign ($1,673), spread over 36 months+ $46
Tax, at the rate the ad states+ $29
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $140 to $210). Type yours.+ $175
Gas (about)+ $130

Real Lease Cost, each month$667

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: MercurySable99, CC BY-SA 4.0

2027 Hyundai KONA

Ad $244$669/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2027 Hyundai KONA

Why this price?

Gas

Ad$244

Real$669

+$425 we added. Most of it is our estimate.

Why +$425? insurance $170, gas $148, fees $73, extra miles $19, tax $15

Cheapest of 2 KONA offers nationwide

A new lease from the dealer. You sign for 24 months.

$1,756 due at signing, besides the first payment (in the monthly).

Gas $148/mo: about 28 mpg (EPA), U.S. average price

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $244 a month. With everything added, it is $669 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).

The listed payment$244

Fees due when you sign ($1,756), spread over 24 months+ $73
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $15
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $135 to $205). Type yours.+ $170
Gas (about)+ $148

Real Lease Cost, each month$669

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 4. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

2027 Kia Models

Incentives

How this price compares

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Get the lowest all-in leases each week

More Kia deals

2024 Kia Sorento EX

2027 Kia Niro

2023 Kia K5 GT-Line

Other cars near $765 a month

2027 Toyota Corolla LE CVT

2026 Honda Accord LX Sedan

2027 Hyundai KONA