The receipt
The listed payment$229
- Fees at signing+ $282Money due at signing is spread over the months, here $282 a month.Fees due when you sign ($6,761), spread over 24 monthsSource: the Chevrolet offers page, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
- Tax (about)+ $14Tax is what your state adds to the payment, here about $14 a month.Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.
- Extra miles+ $19Driving more miles than the lease gives costs extra, here $19 a month.Miles: you drive 12,000 a year, the lease covers 10,000You drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month.Source: the Chevrolet offers page, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
- Insurance (about)+ $178Insurance: about $178 a month for this car at the U.S. average. Tap to type yours.Insurance about $178 for the U.S. average (range $140 to $215). Your own quote may differ. Type yours.Chevrolet Equinox quotes run $140 to $215 a month (The Zebra, read Oct 19) → middle $178 × 1.00 (U.S. average) = $178 a month. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
- Gas (about)+ $154Gas: about $154 a month for the miles you drive. Tap to type your gas price.Gas (about)12,000 mi a year ÷ 27 mpg (EPA combined, 2027 Equinox 2WD LT) = 444.4 gallons × $4.153 a gallon (EIA U.S. average regular, week of Nov 2) = $1,846 a year = $154 a month city 25 to highway 29Source: U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.
Real Lease Cost™ (everything you pay), each month$876
Sources and read dates
- The listed payment the Chevrolet offers page, read Nov 5.
- Fees at signing the Chevrolet offers page, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
- Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
- Extra miles the Chevrolet offers page, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
- Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
- Gas (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.
about = our guess
See the math
How each part is worked out:






