2027 BMW i5 eDrive40 Sedan

Ad $609$1,118/mo all-in estimate

$3,510 due at signing, besides the first payment (in the monthly).

Open the original listing (leaves our site)

It opens the seller’s own calculator on Leasehackr.

The receipt

The listed payment$609

Fees at signing+ $98
Tax+ $62
Extra miles+ $38
Insurance (about)+ $252
Charging (about)+ $59

Real Lease Cost™ (everything you pay), each month$1,118

Sources and read dates

The listed payment the Leasehackr pre-negotiated board listing, read Nov 5.
Fees at signing the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
Tax State revenue department pages, 50 of 51 states sourced. Read Oct 30.
Extra miles the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
Charging (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Electric Runs on electricity only. You plug it in.

This adds payment, tax, miles, insurance and charging at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 30

Your miles or state are different?

Change

Answer the three questions on the home page

Listed in Los Angeles, CA New lease Collection at the dealer; shipping is sometimes possible at extra cost, so ask them Leasehackr pre-negotiated board Electric Sedan Seller’s own numbers

These are the numbers the seller states. We did not confirm them with the seller or the leasing company.

2027 BMW i5 (photo for reference, not the listed car) — Photo of this model from another year, not this exact car. Credit: MrWalkr, CC BY-SA 4.0, via Wikimedia Commons

Board deal. Total due at signing: $4,119 (first payment $609 plus fees $3,510). No extra down payment.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

Report a problem with this deal

Incentives

We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

About even with similar cars

At 12,000 miles a year and U.S. average costs, 154 of the other 216 similar luxury small cars we price today cost more than this one.

vs 216 luxury small car deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 71 of every 100 similar luxury small cars we price today cost more than this one. Pool: the live ranked luxury small car deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 5, 2026.

The cheapest live car outside this brand is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $618 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2027 BMW i5 eDrive40 Sedan
Monthly payment in the ad	$609 plus tax
Months on the lease	36
Total due at signing	$4,119 (first payment $609 plus fees $3,510). We count all of it.
That $3,510, spread over 36 months	$98 a month
Sticker price	$70,565 (as stated by the source)
Tax rate used	10.25% (as the source states). Basis: stated before tax
Monthly cost before tax, money due at signing spread out	$706
Tax, each month	$63
Monthly cost after tax	$769
Lease cost over all the months, before tax	$25,434
Transfer fee	none stated by the source
Cash the seller says they will pay you	$0
Miles a year the lease allows	7,500
Extra miles to reach your 12,000 a year	You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate	$252 a month for the U.S. average (range $195 to $310). We use the middle of the range. Source: The Zebra's national average for this model, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Electricity, our estimate	$59 a month (about 3.1 mi/kWh, middle of the EPA figures for the 2027 i5; EIA U.S. home electricity, August 2026) kWh: a unit of electricity, like a gallon for gas.
Real Lease Cost, each month	$1,118
Real Lease Cost, over all the months, our estimate	$40,248
Listing status	live
Source read	Nov 5, 2026

For the experts: the exact lease terms

Lease terms for experts
When it ends	Offer ends Nov 30
MSRP	$70,565
Cap reduction	inside the money due at signing, not split out
Effective monthly, before tax	$706
Effective monthly, after tax	$769
Effective as a share of MSRP, monthly	1.09%
Monthly cost vs sticker price	1.1% a month (common; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP	57.0%

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More deals like this (6 cars)

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2025 BMW iX, a photo of this model, not the listed car

2025 BMW iX xDrive50

Ad $850$673/mo all-inestimate

Take-over, seller cash $8,250

Only one site lists this. Check it before you pay.

See this deal: 2025 BMW iX

Why this price?

Electric

Ad$850

Real$673

Grey is the ad. Violet is what we add. Gold stripes are our estimates. Dashed: cash the seller pays you.

$177 less than the ad, after the seller’s cash

Cheapest of 16 iX offers nationwide

The seller says they will pay you $8,250, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 12 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $76/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Nov 2027 (12 months left)

12 months left, about $8,100 in all. Transfer fee about $500. Seller pays you $8,250.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $850 a month. The seller says they will pay you $8,250 to take it over, about $688 a month, which brings the real cost down to $673 a month with everything added.

The listed payment$850

Cash the seller says they will pay you, each month- $688
Transfer fee about $500 (the listing does not say), spread over 12 months+ $42
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $52
Miles: you drive 12,000 a year, the lease covers about 7,616 a year (from the miles left and months left)+ $91
Insurance (about) for the U.S. average (range $180 to $320). Type yours.+ $250
Electric: charging at home (about)+ $76

Real Lease Cost, each month$673

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2025 BMW i4, a photo of this model, not the listed car

2025 BMW i4 xDrive40

Ad $338$691/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2025 BMW i4

Why this price?

Electric

Ad$338

Real$691

+$353 we added. Most of it is our estimate.

Why +$353? insurance $215, charging $63, extra miles $39, tax $21, fees $15

Cheapest of 13 i4 offers nationwide

You take over someone’s lease. You pay their last 34 months.

Transfer fee $500, as the listing states (in the monthly).

Needs the leasing company’s approval.

Charging $63/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends about Sep 2029 (34 months left)

34 months left, about $23,500 in all. Transfer fee $500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $338 a month. With everything added, it is $691 a month. Most of the difference is insurance, $215 a month (our estimate for the U.S. average, $133 to $297; type yours).

The listed payment$338

Transfer fee ($500), spread over 34 months+ $15
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
Miles: you drive 12,000 a year, the lease covers 10,151+ $39
Insurance (about) for the U.S. average (range $133 to $297). Type yours.+ $215
Electric: charging at home (about)+ $63

Real Lease Cost, each month$691

Leasehackr private transfers, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander-93, CC BY-SA 4.0

2025 BMW i5, a photo of this model, not the listed car

2025 BMW i5 xDrive40

Ad $417$805/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2025 BMW i5

Why this price?

Electric

Ad$417

Real$805

+$388 we added. Most of it is our estimate.

Why +$388? insurance $252, charging $65, extra miles $29, tax $26, fees $16

Cheapest of 3 i5 offers nationwide

You take over someone’s lease. You pay their last 33 months.

Transfer fee $544, as the listing states (in the monthly).

Needs the leasing company’s approval.

Charging $65/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends about Aug 2029 (33 months left)

33 months left, about $26,600 in all. Transfer fee $544.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $417 a month. With everything added, it is $805 a month. Most of the difference is insurance, $252 a month (our estimate for the U.S. average, $195 to $310; type yours).

The listed payment$417

Transfer fee ($544), spread over 33 months+ $16
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $26
Miles: you drive 12,000 a year, the lease covers 10,626+ $29
Insurance (about) for the U.S. average (range $195 to $310). Type yours.+ $252
Electric: charging at home (about)+ $65

Real Lease Cost, each month$805

Leasehackr private transfers, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: MrWalkr, CC BY-SA 4.0

Other cars near $1,118 a month

2023 Mercedes-Benz EQB, a photo of this model, not the listed car

2023 Mercedes-Benz EQB 300 4MATIC SUV

Ad $664$1,018/mo all-inestimate

Take-over, seller cash $1,500

Only one site lists this. Check it before you pay.

See this deal: 2023 Mercedes-Benz EQB

Why this price?

Electric

Ad$664

Real$1,018

+$354 we added. Most of it is our estimate.

Why +$354? insurance $190, extra miles $125, charging $61, tax $41, fees $31, minus cash the seller pays you $94

Cheapest of 2 EQB offers nationwide

The seller says they will pay you $1,500, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 16 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $61/mo: EPA 2022 figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Feb 2028 (16 months left)

16 months left, about $16,300 in all. Transfer fee about $500. Seller pays you $1,500.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $664 a month. The seller says they will pay you $1,500 to take it over, about $94 a month. With everything added, the real cost is $1,018 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).

The listed payment$664

Cash the seller says they will pay you, each month- $94
Transfer fee about $500 (the listing does not say), spread over 16 months+ $31
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $41
Miles: you drive 12,000 a year, the lease covers about 6,008 a year (from the miles left and months left)+ $125
Insurance (about) for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home (about)+ $61

Real Lease Cost, each month$1,018

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

2026 Cadillac XT6

Ad $449$1,018/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Cadillac XT6

Why this price?

Gas

Ad$449

Real$1,018

+$569 we added. Most of it is our estimate.

Why +$569? gas $234, insurance $202, typical money due at signing $87, tax $27, extra miles $19

Cheapest of 2 XT6 offers nationwide

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Gas $234/mo: about 22 mpg (EPA 2025), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $449 a month. With everything added, it is $1,018 a month. The biggest piece is our gas estimate, $234 a month.

The listed payment$449

Money due at signing: the ad does not say. We added $87 a month, the typical amount (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5).+ $87
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $27
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance (about) for the U.S. average (range $162 to $242). Type yours.+ $202
Gas (about)+ $234

Real Lease Cost, each month$1,018

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Kevauto, CC BY-SA 4.0

2025 Ford Mustang, a photo of this model, not the listed car

2025 Ford Mustang GT Premium Fastback

Ad $580$1,020/mo all-inestimate

Take-over

Only one site lists this. Check it before you pay.

See this deal: 2025 Ford Mustang

Why this price?

GasCosts more than most similar cars

Ad$580

Real$1,020

+$440 we added. Most of it is our estimate.

Why +$440? gas $231, insurance $142, tax $35, fees $23, extra miles $9

2nd cheapest of 5 Mustang offers nationwide

You take over someone’s lease. You pay their last 22 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $231/mo: about 18 mpg (EPA), U.S. average price

Lease ends Sep 2028 (22 months left)

22 months left, about $22,400 in all. Transfer fee about $500.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $580 a month. With everything added, it is $1,020 a month. Most of the difference is our gas estimate, $231 a month.

The listed payment$580

Transfer fee about $500 (the listing does not say), spread over 22 months+ $23
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $35
Miles: you drive 12,000 a year, the lease covers about 11,555 a year (from the miles left and months left)+ $9
Insurance (about) for the U.S. average (range $114 to $170). Type yours.+ $142
Gas (about)+ $231

Real Lease Cost, each month$1,020

LeaseTrader, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Fercavanha, CC0

2027 BMW i5 eDrive40 Sedan

Incentives

How this price compares

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