Real Lease Cost

2026 Lexus TX

Ad $550$1,074/mo all-in estimate

$1,950 due at signing, besides the first payment (in the monthly).

Open the original listing (leaves our site)

The receipt

The listed payment$550

  1. Fees at signing+ $46
  2. Tax (about)+ $34
  3. Extra miles+ $38
  4. Insurance (about)+ $182
  5. Gas (about)+ $224

Real Lease Cost™ (everything you pay), each month$1,074

Sources and read dates
  • The listed payment the Leasehackr Marketplace listing, read Nov 5.
  • Fees at signing the Leasehackr Marketplace listing, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the Leasehackr Marketplace listing, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
  • Gas (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 12 (in 7 days)

Your miles or state are different?

Change

Answer the three questions on the home page

New lease Leasehackr Marketplace (broker offers) Gas SUV Only one site lists this. Not confirmed.

Only one site lists this, so check it before you pay.

2026 Lexus TX (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Wlb5V, CC BY-SA 4.0, via Wikimedia Commons

Read from Leasehackr Marketplace (broker offers) on Nov 5, 2026.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

Report a problem with this deal

Incentives

  • We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

Not confirmed, so we do not call it low

At 12,000 miles a year and U.S. average costs, 424 of the other 522 similar luxury SUVs we price today cost more than this one.

vs 522 luxury SUV deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 81 of every 100 similar luxury SUVs we price today cost more than this one. Pool: the live ranked luxury SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 5, 2026.

The cheapest live car outside this brand is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $574 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Lexus TX
Monthly payment in the ad$550 plus tax
Months on the lease42
Total due at signing$2,500 (first payment $550 plus fees $1,950). We count all of it.
That $1,950, spread over 42 months$46 a month
Sticker pricenot in the listing
Tax rate used6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$596
Tax, each month$34
Monthly cost after tax$630
Lease cost over all the months, before tax$25,050
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Miles a year the lease allows7,500
Extra miles to reach your 12,000 a yearYou drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$182 a month for the U.S. average (range $146 to $218). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read Oct 31, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$224 a month (about 23 mpg, middle of the EPA figures for the 2026 TX; EIA U.S. average premium, week of Nov 2)
Real Lease Cost, each month$1,074
Real Lease Cost, over all the months, our estimate$45,108
Listing statuslive
Source readNov 5, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 12 (in 7 days)
MSRPnot in the listing
Cap reductioninside the money due at signing, not split out
Effective monthly, before tax$596
Effective monthly, after tax$630

Pick Up the Tab

Buy us a drink or a loaf of bread.

Café au lait, New Orleans, $3
Illustration
Concha (pan dulce), Los Angeles, $5
Illustration
Adeni chai, Dearborn, $7.86
Illustration
Sourdough loaf, San Francisco, $12
Illustration
Famous New York rye, New York, $60
Illustration

Café au laitNew Orleans

Total$3

Au lait$3Concha$5Chai$7.86SF loaf$12NY rye$60
Other$3 or more

Real Lease Cost is free. A tip helps keep it that way.

Pick up the tab: $3

A tip to a company, not a donation. It unlocks nothing. The card page shows our company, Ummah Media Group LLC.

Get the lowest all-in leases each week

One email a week. Confirm by link. Unsubscribe in one click.

Add more (optional)

We store your email and the optional fields above to send this digest, and nothing else. We first send a link to confirm your address. Every mail has a one-click unsubscribe. Read what we keep on the privacy page.

More deals like this (6 cars)

More Lexus deals

2026 Lexus UX, a photo of this model, not the listed car

2026 Lexus UX 300h

Ad $339$778/mo all-inestimate

New lease

See this deal: 2026 Lexus UX

Why this price?

HybridOne of the lowest costs for this kind of car

Ad$339

Real$778

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$439 we added. Most of it is our estimate.

Why +$439? insurance $191, fees $111, gas $97, tax $21, extra miles $19

More
Cheapest of 2 UX offers nationwide

A new lease from the dealer. You sign for 42 months.

$4,660 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $97/mo: about 43 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $339 a month. With everything added, it is $778 a month. The biggest piece is insurance, $191 a month (our estimate for the U.S. average, $153 to $229; type yours).

The listed payment$339

  1. Fees due when you sign ($4,660), spread over 42 months+ $111
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $153 to $229). Type yours.+ $191
  5. Hybrid: gas (about)+ $97

Real Lease Cost, each month$778

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Lexus offers page, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Matti Blume, CC BY-SA 4.0

2026 Lexus NX, a photo of this model, not the listed car

2026 Lexus NX

Ad $337$871/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Lexus NX

Why this price?

Gas

Ad$337

Real$871

+$534 we added. Most of it is our estimate.

Why +$534? gas $215, insurance $200, fees $60, extra miles $38, tax $21

More
Cheapest of 11 NX offers nationwide

A new lease from the dealer. You sign for 36 months.

$2,163 due at signing, besides the first payment (in the monthly).

Gas $215/mo: 24 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $337 a month. With everything added, it is $871 a month. The biggest piece is our gas estimate, $215 a month.

The listed payment$337

  1. Fees due when you sign ($2,163), spread over 36 months+ $60
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
  5. Gas (about)+ $215

Real Lease Cost, each month$871

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2025 Lexus ES 350

2025 Lexus ES 350

Ad $449$948/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2025 Lexus ES 350

Why this price?

Gas

Ad$449

Real$948

+$499 we added. Most of it is our estimate.

Why +$499? insurance $200, gas $166, typical money due at signing $87, tax $27, extra miles $19

More

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Gas $166/mo: about 25 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $449 a month. With everything added, it is $948 a month. The biggest piece is insurance, $200 a month (our estimate for the U.S. average, $160 to $240; type yours).

The listed payment$449

  1. Money due at signing: the ad does not say. We added $87 a month, the typical amount (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5).+ $87
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $27
  3. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  4. Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
  5. Gas (about)+ $166

Real Lease Cost, each month$948

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

Other cars near $1,074 a month

2026 BMW 3 Series, a photo of this model, not the listed car

2026 BMW 3 Series

Ad $465$975/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 BMW 3 Series

Why this price?

Gas

Ad$465

Real$975

+$510 we added. Most of it is our estimate.

Why +$510? insurance $198, gas $178, typical money due at signing $87, tax $28, extra miles $19

More
Cheapest of 5 BMW 3 Series offers nationwide

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Gas $178/mo: about 29 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $465 a month. With everything added, it is $975 a month. The biggest piece is insurance, $198 a month (our estimate for the U.S. average, $150 to $245; type yours).

The listed payment$465

  1. Money due at signing: the ad does not say. We added $87 a month, the typical amount (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5).+ $87
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $28
  3. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  4. Insurance (about) for the U.S. average (range $150 to $245). Type yours.+ $198
  5. Gas (about)+ $178

Real Lease Cost, each month$975

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Charles from Port Chester, New York, CC BY 2.0

2026 Audi A5, a photo of this model, not the listed car

2026 Audi A5 Premium 2.0 TFSI quattro

Ad $418$976/mo all-inestimate

New lease

See this deal: 2026 Audi A5

Why this price?

GasOne of the lowest costs for this kind of car

Ad$418

Real$976

+$558 we added. Most of it is our estimate.

Why +$558? insurance $208, gas $198, fees $73, tax $41, extra miles $38

More
Cheapest of 8 A5 offers nationwide

A new lease from the dealer. You sign for 36 months.

$2,619 due at signing, besides the first payment (in the monthly).

Seller’s own numbers

Gas $198/mo: 26 mpg (EPA), U.S. average price

Offer ends Nov 30

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $418 a month. With everything added, it is $976 a month. The biggest piece is insurance, $208 a month (our estimate for the U.S. average, $165 to $250; type yours).

The listed payment$418

  1. Fees due when you sign ($2,619), spread over 36 months+ $73
  2. Tax, at the rate the ad states+ $41
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $165 to $250). Type yours.+ $208
  5. Gas (about)+ $198

Real Lease Cost, each month$976

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander-93, CC BY-SA 4.0

2026 Hyundai SANTA

2026 Hyundai SANTA

Ad $468$977/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Hyundai SANTA

Why this price?

Gas

Ad$468

Real$977

+$509 we added. Most of it is our estimate.

Why +$509? gas $181, insurance $175, fees $106, tax $28, extra miles $19

More
5th cheapest of 5 SANTA offers nationwide

A new lease from the dealer. You sign for 24 months.

$2,532 due at signing, besides the first payment (in the monthly).

Gas $181/mo: about 23 mpg (EPA), U.S. average price

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $468 a month. With everything added, it is $977 a month. The biggest piece is our gas estimate, $181 a month.

The listed payment$468

  1. Fees due when you sign ($2,532), spread over 24 months+ $106
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $28
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $126 to $224). Type yours.+ $175
  5. Gas (about)+ $181

Real Lease Cost, each month$977

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 4. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.