Real Lease Cost

2026 Hyundai Kona SE

Ad $329$686/mo all-in estimate

The offer text says nothing is due at signing, but its data lists the first payment. We count that.

Open the original listing (leaves our site)

The receipt

The listed payment$329

  1. Tax (about)+ $20
  2. Extra miles+ $19
  3. Insurance (about)+ $170
  4. Gas (about)+ $148

Real Lease Cost™ (everything you pay), each month$686

Sources and read dates
  • The listed payment the Hyundai offers page, read Nov 5.
  • Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the Hyundai offers page, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
  • Gas (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 30

Your miles or state are different?

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Listed in CA New lease Collection at the dealer; shipping is sometimes possible at extra cost, so ask them Hyundai offers page Gas SUV Not confirmed

Not confirmed. We could not confirm this deal’s numbers, so we rank it on the higher cost. The offer text says nothing is due at signing but its data lists $329.

2026 Hyundai Kona (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Kevauto, CC BY-SA 4.0, via Wikimedia Commons

Read from Hyundai offers page on Nov 5, 2026.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

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Incentives

  • $1,750 Hyundai bonus cash not counted

    Hyundai prints "plus $1,750 off" in the offer. It does not say if the advertised payment already contains it, so we do not count it. Not counted: we cannot tell whether the advertised payment already contains it.

    Source: Hyundai offers page, read Nov 5. Ends Nov 30.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

Ranked on the higher figure

At 12,000 miles a year and U.S. average costs, 314 of the other 328 similar SUVs we price today cost more than this one.

vs 328 SUV deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 96 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 5, 2026.

The cheapest live car in the table is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $186 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Hyundai Kona SE
Monthly payment in the ad$329 plus tax
Months on the lease36
Total due at signing$329 (first payment $329 plus fees $0).
Sticker price$25,500 (as stated by the source)
Tax rate used6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out$329
Tax, each month$20
Monthly cost after tax$349
Lease cost over all the months, before tax$11,844
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Miles a year the lease allows10,000
Extra miles to reach your 12,000 a yearYou drive 2,000 miles a year more than the lease allows. We price buying them up front: 1 step of 2,500 miles at $19 a month each (our estimate). That is $19 a month. If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$170 a month for the U.S. average (range $135 to $205). We use the middle of the range. Source: The Zebra's national average for this model, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$148 a month (about 28 mpg, middle of the EPA figures for the 2026 Kona; EIA U.S. average regular, week of Nov 2)
Real Lease Cost, each month$686
Real Lease Cost, over all the months, our estimate$24,696
Listing statuslive
Source readNov 5, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 30
MSRP$25,500
Cap reductioninside the money due at signing, not split out
Effective monthly, before tax$329
Effective monthly, after tax$349
Effective as a share of MSRP, monthly1.37%
Monthly cost vs sticker price1.4% a month (high; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP96.8%

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More deals like this (6 cars)

More Hyundai deals

2027 Hyundai Kona, a photo of this model, not the listed car

2027 Hyundai Kona SE FWD

Ad $130$596/mo all-inestimate

New lease

See this deal: 2027 Hyundai Kona

Why this price?

GasOne of the lowest costs for this kind of car

Ad$130

Real$596

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$466 we added. Most of it is our estimate.

Why +$466? insurance $170, gas $138, fees $107, extra miles $38, tax $13

More
Cheapest of 4 Kona offers nationwide

A new lease from the dealer. You sign for 24 months.

$2,565 due at signing, besides the first payment (in the monthly).

Seller’s own numbers

Gas $138/mo: about 30 mpg (EPA), U.S. average price

Offer ends Nov 15

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $130 a month. With everything added, it is $596 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).

The listed payment$130

  1. Fees due when you sign ($2,565), spread over 24 months+ $107
  2. Tax, at the rate the ad states+ $13
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $135 to $205). Type yours.+ $170
  5. Gas (about)+ $138

Real Lease Cost, each month$596

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Kevauto, CC BY-SA 4.0

2026 Hyundai ELANTRA

2026 Hyundai ELANTRA

Ad $267$637/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Hyundai ELANTRA

Why this price?

Gas

Ad$267

Real$637

+$370 we added. Most of it is our estimate.

Why +$370? insurance $165, gas $122, fees $48, extra miles $19, tax $16

More
Cheapest of 4 ELANTRA offers nationwide

A new lease from the dealer. You sign for 36 months.

$1,733 due at signing, besides the first payment (in the monthly).

Gas $122/mo: about 34 mpg (EPA), U.S. average price

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $267 a month. With everything added, it is $637 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).

The listed payment$267

  1. Fees due when you sign ($1,733), spread over 36 months+ $48
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
  5. Gas (about)+ $122

Real Lease Cost, each month$637

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 4. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

2026 Hyundai Elantra Hybrid, a photo of this model, not the listed car

2026 Hyundai Elantra Hybrid BLUE

Ad $269$639/mo all-inestimate

New lease

See this deal: 2026 Hyundai Elantra Hybrid

Why this price?

HybridOne of the lowest costs for this kind of car

Ad$269

Real$639

+$370 we added. Most of it is our estimate.

Why +$370? insurance $165, fees $93, gas $77, extra miles $19, tax $16

More
Cheapest of 2 Elantra Hybrid offers nationwide

A new lease from the dealer. You sign for 36 months.

$3,330 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $77/mo: 54 mpg (EPA), U.S. average price

Offer ends Nov 30

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $269 a month. With everything added, it is $639 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).

The listed payment$269

  1. Fees due when you sign ($3,330), spread over 36 months+ $93
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
  5. Hybrid: gas (about)+ $77

Real Lease Cost, each month$639

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Hyundai offers page, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Mr.choppers, CC BY-SA 3.0

Other cars near $686 a month

2025 Cadillac LYRIQ, a photo of this model, not the listed car

2025 Cadillac LYRIQ Luxury

Ad $1,032$594/mo all-inestimate

Take-over, seller cash $10,400

Only one site lists this. Check it before you pay.

See this deal: 2025 Cadillac LYRIQ

Why this price?

Electric

Ad$1,032

Real$594

$438 less than the ad, after the seller’s cash

More
Cheapest of 4 LYRIQ offers nationwide

The seller says they will pay you $10,400, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 13 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $70/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Dec 2027 (13 months left)

13 months left, about $7,700 in all. Transfer fee about $500. Seller pays you $10,400.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $1,032 a month. The seller says they will pay you $10,400 to take it over, about $800 a month, which brings the real cost down to $594 a month with everything added.

The listed payment$1,032

  1. Cash the seller says they will pay you, each month- $800
  2. Transfer fee about $500 (the listing does not say), spread over 13 months+ $38
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $64
  4. Miles: you drive 12,000 a year, the lease covers about 25,477 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $152 to $228). Type yours.+ $190
  6. Electric: charging at home (about)+ $70

Real Lease Cost, each month$594

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Matti Blume, CC BY-SA 4.0

2025 Chevrolet Equinox, a photo of this model, not the listed car

2025 Chevrolet Equinox EV 2LT

Ad $400$607/mo all-inestimate

Take-over, seller cash $2,139

Only one site lists this. Check it before you pay.

See this deal: 2025 Chevrolet Equinox

Why this price?

Electric

Ad$400

Real$607

+$207 we added. Most of it is our estimate.

Why +$207? insurance $178, charging $59, tax $24, fees $17, minus cash the seller pays you $71

More
2nd cheapest of 7 Equinox offers nationwide

The seller says they will pay you $2,139, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 30 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $59/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends May 2029 (30 months left)

30 months left, about $18,200 in all. Transfer fee about $500. Seller pays you $2,139.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $400 a month. The seller says they will pay you $2,139 to take it over, about $71 a month. With everything added, the real cost is $607 a month. Most of the difference is insurance, $178 a month (our estimate for the U.S. average, $140 to $215; type yours).

The listed payment$400

  1. Cash the seller says they will pay you, each month- $71
  2. Transfer fee about $500 (the listing does not say), spread over 30 months+ $17
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $24
  4. Miles: you drive 12,000 a year, the lease covers about 12,892 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $140 to $215). Type yours.+ $178
  6. Electric: charging at home (about)+ $59

Real Lease Cost, each month$607

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Elise240SX, CC BY-SA 4.0

2024 GMC Sierra EV, a photo of this model, not the listed car

2024 GMC Sierra EV Denali

Ad $726$617/mo all-inestimate

Take-over, seller cash $7,000

Only one site lists this. Check it before you pay.

See this deal: 2024 GMC Sierra EV

Why this price?

Electric

Ad$726

Real$617

$109 less than the ad, after the seller’s cash

More

The seller says they will pay you $7,000, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 15 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $70/mo: A typical figure for electric cars, not this car’s rating at U.S. average home rates.

Assumes you charge at home.

Lease ends Jan 2028 (15 months left)

15 months left, about $9,300 in all. Transfer fee about $500. Seller pays you $7,000.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $726 a month. The seller says they will pay you $7,000 to take it over, about $467 a month, which brings the real cost down to $617 a month with everything added.

The listed payment$726

  1. Cash the seller says they will pay you, each month- $467
  2. Transfer fee about $500 (the listing does not say), spread over 15 months+ $33
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $45
  4. Miles: you drive 12,000 a year, the lease covers about 11,081 a year (from the miles left and months left)+ $19
  5. Insurance (about) for the U.S. average (range $153 to $229). Type yours.+ $191
  6. Electric: charging at home (about)+ $70

Real Lease Cost, each month$617

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Deathpallie325, CC BY-SA 4.0