2026 Hyundai Ioniq

Name: 2026 Hyundai Ioniq
Brand: Hyundai
Price: 309.00 USD
Availability: InStock

Ad $309$749/mo all-in estimate

Not in the ad: typical $3,315 due at signing used (in the monthly). Ask before you sign.

Open the original listing (leaves our site)

The receipt

The listed payment$309

Fees at signing (about)+ $138
Tax (about)+ $19
Extra miles+ $38
Insurance (about)+ $175
Charging (about)+ $70

Real Lease Cost™ (everything you pay), each month$749

Sources and read dates

The listed payment the Leasehackr Marketplace listing, read Nov 4.
Fees at signing (about) the Leasehackr Marketplace listing, read Nov 4. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
Tax (about) State revenue department pages, 50 of 51 states sourced. Read Oct 30.
Extra miles the Leasehackr Marketplace listing, read Nov 4. Where the ad gives no per-mile rate, we use $0.25 a mile.
Insurance (about) AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.
Charging (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Electric Runs on electricity only. You plug it in.

This adds payment, tax, miles, insurance and charging at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 11 (in 6 days)

Your miles or state are different?

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Answer the three questions on the home page

Listed in CA New lease Collection at the dealer; shipping is sometimes possible at extra cost, so ask them Leasehackr Marketplace (broker offers) Electric Unknown Only one site lists this. Not confirmed.

Only one site lists this, so check it before you pay.

No photo for this model (electric)

Read from Leasehackr Marketplace (broker offers) on Nov 4, 2026.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

Report a problem with this deal

Incentives

We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

Not enough similar cars today

Not enough similar cars today. We need at least 21 live deals of the same kind to compare, and we have 0.

This check looks at price only. It cannot say whether the car fits you.

The math behind this

There are too few similar cars today for a share.

Facts stated by the source on Nov 4, 2026.

The cheapest live car in the table is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $249 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Hyundai Ioniq
Monthly payment in the ad	$309 plus tax
Months on the lease	24
Total due at signing	The ad does not say. We added the typical amount, $3,315 in total (median of 148 ads that state it in the same price band, read Nov 3 to Nov 5). Ask before you sign.
That $3,315, spread over 24 months	$138 a month, our estimate
Sticker price	$42,015 (as stated by the source)
Tax rate used	6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out	$447
Tax, each month	$19
Monthly cost after tax	$466
Lease cost over all the months, before tax	$10,731
Transfer fee	none stated by the source
Cash the seller says they will pay you	$0
Miles a year the lease allows	7,500
Extra miles to reach your 12,000 a year	You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate	$175 a month for the U.S. average (range $126 to $224). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read Oct 31, 2026. Full coverage, a typical driver with a clean record. Source and date
Electricity, our estimate	$70 a month (about 2.6 mi/kWh, a typical figure for electric cars, not this car's rating; EIA U.S. home electricity, August 2026) kWh: a unit of electricity, like a gallon for gas.
Real Lease Cost, each month	$749
Real Lease Cost, over all the months, our estimate	$17,976
Listing status	live
Source read	Nov 4, 2026

For the experts: the exact lease terms

Lease terms for experts
When it ends	Offer ends Nov 11 (in 6 days)
MSRP	$42,015
Cap reduction	not stated
Effective monthly, before tax	$447
Effective monthly, after tax	$466
Effective as a share of MSRP, monthly	1.11%
Monthly cost vs sticker price	1.1% a month (common; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP	42.8%

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Grey is the ad. Violet is what we add. Gold stripes are our estimates.

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Why +$466? insurance $170, gas $138, fees $107, extra miles $38, tax $13

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Everything included: payment, tax, miles, insurance, gas.

The listed payment is $130 a month. With everything added, it is $596 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).

The listed payment$130

Fees due when you sign ($2,565), spread over 24 months+ $107
Tax, at the rate the ad states+ $13
Miles: you drive 12,000 a year, the lease covers 7,500+ $38
Insurance (about) for the U.S. average (range $135 to $205). Type yours.+ $170
Gas (about)+ $138

Real Lease Cost, each month$596

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Kevauto, CC BY-SA 4.0

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Ad $267$637/mo all-inestimate

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Only one site lists this. Check it before you pay.

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Why this price?

Gas

Ad$267

Real$637

+$370 we added. Most of it is our estimate.

Why +$370? insurance $165, gas $122, fees $48, extra miles $19, tax $16

Cheapest of 4 ELANTRA offers nationwide

A new lease from the dealer. You sign for 36 months.

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Gas $122/mo: about 34 mpg (EPA), U.S. average price

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $267 a month. With everything added, it is $637 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).

The listed payment$267

Fees due when you sign ($1,733), spread over 36 months+ $48
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
Gas (about)+ $122

Real Lease Cost, each month$637

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

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A drawing of this kind of car, not a photo of it.

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Why this price?

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Real$639

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Everything included: payment, tax, miles, insurance, gas.

The listed payment is $269 a month. With everything added, it is $639 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).

The listed payment$269

Fees due when you sign ($3,330), spread over 36 months+ $93
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
Hybrid: gas (about)+ $77

Real Lease Cost, each month$639

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Hyundai offers page, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Mr.choppers, CC BY-SA 3.0

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Everything included: payment, tax, miles, insurance, gas.

The listed payment is $259 a month. With everything added, it is $655 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).

The listed payment$259

Fees due when you sign ($2,740), spread over 39 months+ $70
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
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Real Lease Cost, each month$655

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

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Real$667

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A new lease from the dealer. You sign for 36 months.

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Seller’s own numbers

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Offer ends Nov 30

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $268 a month. With everything added, it is $667 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).

The listed payment$268

Fees due when you sign ($1,673), spread over 36 months+ $46
Tax, at the rate the ad states+ $29
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance (about) for the U.S. average (range $140 to $210). Type yours.+ $175
Gas (about)+ $130

Real Lease Cost, each month$667

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

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Why this price?

Gas

Ad$371

Real$668

+$297 we added. Most of it is our estimate.

Why +$297? insurance $182, gas $173, fees $56, tax $22, extra miles $1, minus cash the seller pays you $137

The seller says they will pay you $1,231, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 9 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Gas $173/mo: about 24 mpg (EPA), U.S. average price

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9 months left, about $6,000 in all. Transfer fee about $500. Seller pays you $1,231.

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $371 a month. The seller says they will pay you $1,231 to take it over, about $137 a month. With everything added, the real cost is $668 a month. Most of the difference is insurance, $182 a month (our estimate for the U.S. average, $146 to $218; type yours).

The listed payment$371

Cash the seller says they will pay you, each month- $137
Transfer fee about $500 (the listing does not say), spread over 9 months+ $56
Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $22
Miles: you drive 12,000 a year, the lease covers about 11,943 a year (from the miles left and months left)+ $1
Insurance (about) for the U.S. average (range $146 to $218). Type yours.+ $182
Gas (about)+ $173

Real Lease Cost, each month$668

LeaseTrader, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Benespit, CC BY-SA 4.0

2026 Hyundai Ioniq

Incentives

How this price compares

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Get the lowest all-in leases each week

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2027 Hyundai Kona SE FWD

2026 Hyundai ELANTRA

2026 Hyundai Elantra Hybrid BLUE

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2027 Toyota Corolla LE

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2024 Kia Sorento EX