Real Lease Cost

2026 Hyundai IONIQ 5 SEL RWD

Ad $474$937/mo all-in estimate

$3,248 due at signing, besides the first payment (in the monthly).

Open the original listing (leaves our site)

It opens the seller’s own calculator on Leasehackr.

The receipt

The listed payment$474

  1. Fees at signing+ $135
  2. Tax+ $49
  3. Extra miles+ $38
  4. Insurance (about)+ $188
  5. Charging (about)+ $53

Real Lease Cost™ (everything you pay), each month$937

Sources and read dates
  • The listed payment the Leasehackr pre-negotiated board listing, read Nov 5.
  • Fees at signing the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
  • Charging (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Electric Runs on electricity only. You plug it in.

This adds payment, tax, miles, insurance and charging at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 30

Your miles or state are different?

Change

Answer the three questions on the home page

Listed in Los Angeles, CA New lease dealer: Ships statewide Leasehackr pre-negotiated board Electric SUV Seller’s own numbers

These are the numbers the seller states. We did not confirm them with the seller or the leasing company.

2026 Hyundai IONIQ 5 (photo for reference, not the listed car)
Photo of this model from another year, not this exact car. Credit: Alexander Migl, CC BY-SA 4.0, via Wikimedia Commons

Board deal. Total due at signing: $3,722 (first payment $474 plus fees $3,248). No extra down payment.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

Report a problem with this deal

Incentives

  • We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

About even with similar cars

At 12,000 miles a year and U.S. average costs, 159 of the other 328 similar SUVs we price today cost more than this one.

vs 328 SUV deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 48 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 5, 2026.

The cheapest live car in the table is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $437 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Hyundai IONIQ 5 SEL RWD
Monthly payment in the ad$474 plus tax
Months on the lease24
Total due at signing$3,722 (first payment $474 plus fees $3,248). We count all of it.
That $3,248, spread over 24 months$135 a month
Sticker price$42,145 (as stated by the source)
Tax rate used10.25% (as the source states). Basis: stated before tax
Monthly cost before tax, money due at signing spread out$609
Tax, each month$49
Monthly cost after tax$658
Lease cost over all the months, before tax$14,624
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Miles a year the lease allows7,500
Extra miles to reach your 12,000 a yearYou drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$188 a month for the U.S. average (range $150 to $225). We use the middle of the range. Source: The Zebra's national average for this model, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Electricity, our estimate$53 a month (EPA combined 3.4 mi/kWh, 2026 IONIQ 5 SEL RWD; EIA U.S. home electricity, August 2026) kWh: a unit of electricity, like a gallon for gas.
Real Lease Cost, each month$937
Real Lease Cost, over all the months, our estimate$22,488
Listing statuslive
Source readNov 5, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 30
MSRP$42,145
Cap reductioninside the money due at signing, not split out
Effective monthly, before tax$609
Effective monthly, after tax$658
Effective as a share of MSRP, monthly1.56%
Monthly cost vs sticker price1.6% a month (high; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP53.4%

Pick Up the Tab

Buy us a drink or a loaf of bread.

Café au lait, New Orleans, $3
Illustration
Concha (pan dulce), Los Angeles, $5
Illustration
Adeni chai, Dearborn, $7.86
Illustration
Sourdough loaf, San Francisco, $12
Illustration
Famous New York rye, New York, $60
Illustration

Café au laitNew Orleans

Total$3

Au lait$3Concha$5Chai$7.86SF loaf$12NY rye$60
Other$3 or more

Real Lease Cost is free. A tip helps keep it that way.

Pick up the tab: $3

A tip to a company, not a donation. It unlocks nothing. The card page shows our company, Ummah Media Group LLC.

Get the lowest all-in leases each week

One email a week. Confirm by link. Unsubscribe in one click.

Add more (optional)

We store your email and the optional fields above to send this digest, and nothing else. We first send a link to confirm your address. Every mail has a one-click unsubscribe. Read what we keep on the privacy page.

More deals like this (6 cars)

More Hyundai deals

2027 Hyundai Kona, a photo of this model, not the listed car

2027 Hyundai Kona SE FWD

Ad $130$596/mo all-inestimate

New lease

See this deal: 2027 Hyundai Kona

Why this price?

GasOne of the lowest costs for this kind of car

Ad$130

Real$596

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$466 we added. Most of it is our estimate.

Why +$466? insurance $170, gas $138, fees $107, extra miles $38, tax $13

More
Cheapest of 4 Kona offers nationwide

A new lease from the dealer. You sign for 24 months.

$2,565 due at signing, besides the first payment (in the monthly).

Seller’s own numbers

Gas $138/mo: about 30 mpg (EPA), U.S. average price

Offer ends Nov 15

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $130 a month. With everything added, it is $596 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).

The listed payment$130

  1. Fees due when you sign ($2,565), spread over 24 months+ $107
  2. Tax, at the rate the ad states+ $13
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $135 to $205). Type yours.+ $170
  5. Gas (about)+ $138

Real Lease Cost, each month$596

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr pre-negotiated board, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Kevauto, CC BY-SA 4.0

2026 Hyundai ELANTRA

2026 Hyundai ELANTRA

Ad $267$637/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Hyundai ELANTRA

Why this price?

Gas

Ad$267

Real$637

+$370 we added. Most of it is our estimate.

Why +$370? insurance $165, gas $122, fees $48, extra miles $19, tax $16

More
Cheapest of 4 ELANTRA offers nationwide

A new lease from the dealer. You sign for 36 months.

$1,733 due at signing, besides the first payment (in the monthly).

Gas $122/mo: about 34 mpg (EPA), U.S. average price

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $267 a month. With everything added, it is $637 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).

The listed payment$267

  1. Fees due when you sign ($1,733), spread over 36 months+ $48
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
  5. Gas (about)+ $122

Real Lease Cost, each month$637

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 4. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

2026 Hyundai Elantra Hybrid, a photo of this model, not the listed car

2026 Hyundai Elantra Hybrid BLUE

Ad $269$639/mo all-inestimate

New lease

See this deal: 2026 Hyundai Elantra Hybrid

Why this price?

HybridOne of the lowest costs for this kind of car

Ad$269

Real$639

+$370 we added. Most of it is our estimate.

Why +$370? insurance $165, fees $93, gas $77, extra miles $19, tax $16

More
Cheapest of 2 Elantra Hybrid offers nationwide

A new lease from the dealer. You sign for 36 months.

$3,330 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $77/mo: 54 mpg (EPA), U.S. average price

Offer ends Nov 30

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $269 a month. With everything added, it is $639 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).

The listed payment$269

  1. Fees due when you sign ($3,330), spread over 36 months+ $93
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $130 to $200). Type yours.+ $165
  5. Hybrid: gas (about)+ $77

Real Lease Cost, each month$639

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Hyundai offers page, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Mr.choppers, CC BY-SA 3.0

Other cars near $937 a month

2026 Toyota Tacoma, a photo of this model, not the listed car

2026 Toyota Tacoma SR5

Ad $289$837/mo all-inestimate

New lease

See this deal: 2026 Toyota Tacoma

Why this price?

GasCosts less than most similar cars

Ad$289

Real$837

+$548 we added. Most of it is our estimate.

Why +$548? gas $198, insurance $178, fees $155, tax $17

More
13th cheapest of 21 Tacoma offers nationwide

A new lease from the dealer. You sign for 24 months.

$3,710 due at signing, besides the first payment (in the monthly).

From the carmaker’s own offers page

Gas $198/mo: about 21 mpg (EPA), U.S. average price

Offer ends Nov 30

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $289 a month. With everything added, it is $837 a month. The biggest piece is our gas estimate, $198 a month.

The listed payment$289

  1. Fees due when you sign ($3,710), spread over 24 months+ $155
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $17
  3. Miles: you drive 12,000 a year, the lease covers 12,000+ $0
  4. Insurance (about) for the U.S. average (range $140 to $215). Type yours.+ $178
  5. Gas (about)+ $198

Real Lease Cost, each month$837

Toyota offers page, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Mr.choppers, CC BY-SA 3.0

2026 Honda CR V Hybrid

2026 Honda CR V Hybrid

Ad $419$837/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Honda CR V Hybrid

Why this price?

Hybrid

Ad$419

Real$837

+$418 we added. Most of it is our estimate.

Why +$418? insurance $175, gas $112, typical money due at signing $87, tax $25, extra miles $19

More

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Gas $112/mo: about 37 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $419 a month. With everything added, it is $837 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $126 to $224; type yours).

The listed payment$419

  1. Money due at signing: the ad does not say. We added $87 a month, the typical amount (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5).+ $87
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $25
  3. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  4. Insurance (about) for the U.S. average (range $126 to $224). Type yours.+ $175
  5. Hybrid: gas (about)+ $112

Real Lease Cost, each month$837

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

2027 Kia K5, a photo of this model, not the listed car

2027 Kia K5

Ad $418$839/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2027 Kia K5

Why this price?

GasAbout even with similar cars

Ad$418

Real$839

+$421 we added. Most of it is our estimate.

Why +$421? gas $148, insurance $142, typical money due at signing $87, tax $25, extra miles $19

More

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Gas $148/mo: about 28 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $418 a month. With everything added, it is $839 a month. The biggest piece is our gas estimate, $148 a month.

The listed payment$418

  1. Money due at signing: the ad does not say. We added $87 a month, the typical amount (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5).+ $87
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $25
  3. Miles: you drive 12,000 a year, the lease covers 10,000+ $19
  4. Insurance (about) for the U.S. average (range $114 to $170). Type yours.+ $142
  5. Gas (about)+ $148

Real Lease Cost, each month$839

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Dinkun Chen, CC BY-SA 4.0