Real Lease Cost™ (everything you pay, each month): $733 a month, estimate (payment, tax, miles, insurance and gas, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $356. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in NJ New leaseCollection at the dealer; shipping is sometimes possible at extra cost, so ask themLeasehackr Marketplace (broker offers)gas SUV Only one site lists this. Not confirmed.
Only one site lists this, so check it before you pay.
Read from Leasehackr Marketplace (broker offers) on 2026-10-31.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 15 public sites. Newest read Oct 31.$356
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $22
Miles: you drive 12,000 a year, the lease covers 7,500You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $38
Insurance, our estimate for the U.S. average: $175 (range $140 to $210). Your own quote may differ. Type yours.Honda CR-V quotes run $140 to $210 a month (The Zebra, read Oct 19) → middle $175 × 1.00 (U.S. average) = $175 a month. Full coverage, a typical driver with a clean record.Source: The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.+ $175
Gas, our estimate12,000 mi a year÷about 30 mpg(middle of the EPA figures for the 2026 CR-V)=400.0 gallons×$4.269 a gallon(EIA U.S. average regular, week of Oct 26)=$1,708 a year=$142 a monthcity 28 to highway 32Source: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $142
At 12,000 miles a year and U.S. average costs, 368 of the 455 similar SUVs we price today cost more than this one.
vs 455 SUV deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 81 of every 100 similar SUVs we price today cost more than this one. Pool: the live ranked SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car we could not check counts at its worse number.
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Facts stated by the source on 2026-10-31.
The cheapest live car in the table is the 2024 Nissan Ariya with a Real Lease Cost of $421 a month. This car is $312 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Honda CR-V
Monthly payment in the ad
$356 plus tax
Months on the lease
36
Sticker price
not in the listing
Tax rate used
6.10% (our estimate, the source stated none)
Monthly cost before tax, money due at signing spread out
$356
Tax, each month
$22
Monthly cost after tax
$378
Lease cost over all the months, before tax
$12,816
Transfer fee
none stated by the source
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
7,500
Extra miles to reach your 12,000 a year
You drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate
$175 a month for the U.S. average (range $140 to $210). We use the middle of the range. Source: The Zebra's national average for this model, read 2026-10-19. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate
$142 a month (about 30 mpg, middle of the EPA figures for the 2026 CR-V; EIA U.S. average regular, week of Oct 26)
Real Lease Cost, each month
$733
Real Lease Cost, over all the months, our estimate
$26,388
Listing status
live
Source read
2026-10-31
For the experts: the exact lease terms
Lease terms for experts
When it ends
Offer ends Nov 7 (in 7 days)
MSRP
not in the listing
Cap reduction
not stated
Effective monthly, before tax
$356
Effective monthly, after tax
$378
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More deals like this (6 cars)
More Honda deals
2026 Honda Civic
A drawing of this kind of car, not a photo of it.
2026 Honda Civic Sport HybridOffer 1 of 6 on this model
Real Lease Cost:$612a month, estimate
New leaseHybridOne of the lowest costs for this kind of car
A new lease from the dealer. You sign for 39 months, with money due at signing.
Offer ends Nov 2 (in 2 days)
Only one site lists this. Not confirmed.
Gas $87/mo: about 49 mpg (EPA), U.S. average price
Ad$259
Real$612
+$353 we added, most of it estimate
Why +$353? insurance $135, fees $96, gas $87, extra miles $19, tax $16
The listed payment is $259 a month. With everything added, it is $612 a month. The biggest piece is insurance, $135 a month (our estimate for the U.S. average, $108 to $162; type yours).
The listed payment$259
Money due when you sign ($3,740), spread over 39 months+ $96
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $16
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $108 to $162). Type yours.+ $135
Hybrid: gas, our estimate+ $87
Real Lease Cost, each month$612
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Honda offers page, read Oct 30. Insurance and gas are estimates, not quotes.
2026 Honda Civic
A drawing of this kind of car, not a photo of it.
2026 Honda Civic Offer 2 of 6 on this model
Real Lease Cost:$629a month, estimate
New leaseGasOne of the lowest costs for this kind of car
A new lease from the dealer. You sign for 36 months. Money due at signing: the ad does not say. We counted $0. Ask before you sign.
Offer ends Nov 7 (in 7 days)
Only one site lists this. Not confirmed.
Gas $155/mo: about 34 mpg (EPA), U.S. average price
Ad$295
Real$629
+$334 we added, most of it estimate
Why +$334? gas $155, insurance $142, extra miles $19, tax $18
The listed payment is $279 a month. With everything added, it is $633 a month. The biggest piece is insurance, $170 a month (our estimate for the U.S. average, $135 to $205; type yours).
The listed payment$279
Money due when you sign ($1,724), spread over 36 months+ $48
Tax, at the rate the ad states+ $24
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $135 to $205). Type yours.+ $170
Hybrid: gas, our estimate+ $93
Real Lease Cost, each month$633
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 31. Insurance and gas are estimates, not quotes.
The listed payment is $229 a month. With everything added, it is $634 a month. The biggest piece is insurance, $165 a month (our estimate for the U.S. average, $130 to $200; type yours).
The listed payment$229
Money due when you sign ($2,480), spread over 36 months+ $69
Tax, at the rate the ad states+ $23
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $130 to $200). Type yours.+ $165
Gas, our estimate+ $129
Real Lease Cost, each month$634
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr pre-negotiated board, read Oct 31. Insurance and gas are estimates, not quotes.
The listed payment is $336 a month. With everything added, it is $634 a month. Most of the difference is insurance, $175 a month (our estimate for the U.S. average, $140 to $210; type yours).
The listed payment$336
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $20
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $140 to $210). Type yours.+ $175
Hybrid, plug-in or electric (the ad does not say): counted at the dearest, our estimate+ $84
Real Lease Cost, each month$634
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Oct 31. Insurance and gas are estimates, not quotes.
