Real Lease Cost™ (everything you pay, each month): $1,212 a month, estimate (payment, tax, miles, insurance and charging, added up) at 12,000 miles a year at U.S. average prices. The listed payment is $876. The receipt adds every cost.
An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate
Listed in Parkland, FL Take-overLeaseTraderelectric SUV Unverified
Unverified. We could not confirm this deal’s numbers, so we rank it on the higher cost. The seller wrote no description, so we had nothing to check the payment against.
Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out
registration, wear and tear, and excess miles beyond your target. See how we score.
Listing facts belong to the source. If this row should be corrected or removed, write to
takedown@realleasecost.com.
The listed paymentSource: The listing itself, from 15 public sites. Newest read Oct 31.$876
Transfer fee we assumed ($500), spread over 31 monthsSource: The ad's own fees; a $500 transfer fee is assumed when the ad gives none. Read with the ad, Oct 31.+ $16
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)Source: State revenue department pages, 50 of 51 states sourced. Read Oct 30.+ $54
Miles: you drive 12,000 a year, the lease covers 12,081The lease covers your miles, so extra miles cost nothing.Source: The ad's miles and per-mile rate; $0.25 a mile when the ad gives none. Read with the ad, Oct 31.+ $0
Insurance, our estimate for the U.S. average: $190 (range $152 to $228). Your own quote may differ. Type yours.No quotes for this exact model, so we use AAA’s 2026 full-coverage average for a Compact SUV (electric) ($2,277 a year, five top-selling models, a driver under 65 with 6+ years and no accidents) → × 1.00 (U.S. average) = $190 a month. Range $152 to $228. Full coverage, a typical driver with a clean record.Source: AAA Your Driving Costs 2026 full-coverage class average and MoneyGeek 2025 state averages. Class average read Oct 31, state table read Oct 30.+ $190
Electric: charging at home, our estimate12,000 mi a year÷2.4 mi/kWh(EPA combined, 2026 LYRIQ V Premium)=5,000 kWh×$0.1816 a kWh(EIA U.S. home electricity, August 2026)=$908 a year=$76 a monthcity 2.6 to highway 2.1 mi/kWhSource: U.S. Energy Information Administration (gas, week of Oct 26; electricity, August 2026). Read Oct 30.+ $76
You take over someone’s lease. You pay their last 31 months. The months and the miles are theirs, not new ones.
The leasing company must approve you.
Model year: 2026.
Miles left on the lease: about 31,200, as the listing states them.
Transfer fee: $500 (assumed: the listing states none). Ask the leasing company (the bank that owns the car), not the seller.
Real Lease Check™
How this price compares
About even with similar cars
At 12,000 miles a year and U.S. average costs, 301 of the 480 similar luxury SUVs we price today cost more than this one.
vs 480 luxury SUV deals today, at 12,000 miles and U.S. average costs
This check looks at price only. It cannot say whether the car fits you.
The math behind this
About 63 of every 100 similar luxury SUVs we price today cost more than this one. Pool: the live ranked luxury SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car we could not check counts at its worse number.
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Facts stated by the source on 2026-10-31.
The cheapest live car outside this brand is the 2024 Nissan Ariya with a Real Lease Cost of $421 a month. This car is $791 a month more than that.
The full math, line by line
This table is priced at 12,000 miles a year and U.S. average prices.
The math for 2026 Cadillac LYRIQ V Premium
Monthly payment in the ad
$876 plus tax
Months on the lease
31
Sticker price
not in the listing
Tax rate used
6.10% (our estimate, the source stated none). Basis: not stated, tax added here
Monthly cost before tax, money due at signing spread out
$892
Tax, each month
$54
Monthly cost after tax
$946
Lease cost over all the months, before tax
$27,656
Transfer fee, our estimate
$500 spread over the months. The source did not state one; confirm with the leasing company.
Cash the seller says they will pay you
$0
Money you pay up front
not stated by the source, counted as $0 until you confirm
Miles a year the lease allows
12,081
Extra miles to reach your 12,000 a year
The lease covers your miles, so extra miles cost nothing.
Insurance, our estimate
$190 a month for the U.S. average (range $152 to $228). We use the middle of the range. Source: AAA Your Driving Costs 2026, full-coverage class average, read 2026-10-31. Full coverage, a typical driver with a clean record. Source and date
Electricity, our estimate
$76 a month (EPA combined 2.4 mi/kWh, 2026 LYRIQ V Premium; EIA U.S. home electricity, August 2026) kWh: a unit of electricity, like a gallon for gas.
Real Lease Cost, each month
$1,212
Real Lease Cost, over all the months, our estimate
$37,572
Listing status
live
Source read
2026-10-31
For the experts: the exact lease terms
Lease terms for experts
When it ends
Lease ends May 2029 (31 months left)
MSRP
not in the listing
Cap reduction
not stated
Effective monthly, before tax
$892
Effective monthly, after tax
$946
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More deals like this (6 cars)
More Cadillac deals
Photo of this model, not this exact car.
2025 Cadillac LYRIQ LuxuryOffer 1 of 4 on this model
Real Lease Cost:$594a month, estimate
Take-overElectricOne of the lowest costs for this kind of car
You take over someone’s lease. You pay their last 13 months.
Needs the leasing company’s approval.
Lease ends Dec 2027 (13 months left)
13 months left, about $7,700 in all. Transfer fee $500 (assumed). Seller pays you $10,400.
Only one site lists this. Not confirmed.
Charging $70/mo: EPA figure for this model at U.S. average home rates.
The listed payment is $1,032 a month. The seller says they will pay you $10,400 to take it over, about $800 a month, which brings the real cost down to $594 a month with everything added.
The listed payment$1,032
Cash the seller says they will pay you, each month- $800
Transfer fee we assumed ($500), spread over 13 months+ $38
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $64
Miles: you drive 12,000 a year, the lease covers 25,477+ $0
Insurance, our estimate for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home, our estimate+ $70
Real Lease Cost, each month$594
LeaseTrader, read Oct 31. Insurance and charging are estimates, not quotes.
The listed payment is $359 a month. With everything added, it is $635 a month. Most of the difference is insurance, $172 a month (our estimate for the U.S. average, $138 to $206; type yours).
The listed payment$359
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $22
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $138 to $206). Type yours.+ $172
Electric: charging at home, our estimate+ $63
Real Lease Cost, each month$635
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and charging are estimates, not quotes.
2027 Cadillac Optiq
A drawing of this kind of car, not a photo of it.
2027 Cadillac Optiq Offer 1 of 2 on this model
Real Lease Cost:$647a month, estimate
New leaseElectricOne of the lowest costs for this kind of car
A new lease from the dealer. You sign for 24 months. Money due at signing: the ad does not say. We counted $0. Ask before you sign.
Offer ends Nov 7 (in 7 days)
Only one site lists this. Not confirmed.
Charging $63/mo: EPA figure for this model at U.S. average home rates.
Assumes you charge at home.
Ad$353
Real$647
+$294 we added, most of it estimate
Why +$294? insurance $190, charging $63, tax $22, extra miles $19
The listed payment is $353 a month. With everything added, it is $647 a month. Most of the difference is insurance, $190 a month (our estimate for the U.S. average, $152 to $228; type yours).
The listed payment$353
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $22
Miles: you drive 12,000 a year, the lease covers 10,000+ $19
Insurance, our estimate for the U.S. average (range $152 to $228). Type yours.+ $190
Electric: charging at home, our estimate+ $63
Real Lease Cost, each month$647
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
Leasehackr Marketplace (broker offers), read Oct 31. Insurance and charging are estimates, not quotes.
Other cars near $1,212 a month
2026 Audi SQ5
A drawing of this kind of car, not a photo of it.
2026 Audi SQ5 Offer 1 of 5 on this model
Real Lease Cost:$1,112a month, estimate
New leaseGas
A new lease from the dealer. You sign for 36 months. Money due at signing: the ad does not say. We counted $0. Ask before you sign.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Gas $229/mo: 23 mpg (EPA), U.S. average price
Ad$649
Real$1,112
+$463 we added, most of it estimate
Why +$463? gas $229, insurance $175, tax $40, extra miles $19
The listed payment is $645 a month. With everything added, it is $1,114 a month. Most of the difference is insurance, $235 a month (our estimate for the U.S. average, $190 to $280; type yours).
The listed payment$645
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $39
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $190 to $280). Type yours.+ $235
Gas, our estimate+ $176
Real Lease Cost, each month$1,114
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
2026 BMW 5 Series
A drawing of this kind of car, not a photo of it.
2026 BMW 5 Series Offer 2 of 7 on this model
Real Lease Cost:$1,114a month, estimate
New leaseGasAbout even with similar cars
A new lease from the dealer. You sign for 36 months. Money due at signing: the ad does not say. We counted $0. Ask before you sign.
Offer ends Nov 6 (in 6 days)
Only one site lists this. Not confirmed.
Gas $176/mo: about 30 mpg (EPA), U.S. average price
Ad$645
Real$1,114
+$469 we added, most of it estimate
Why +$469? insurance $235, gas $176, tax $39, extra miles $19
The listed payment is $645 a month. With everything added, it is $1,114 a month. Most of the difference is insurance, $235 a month (our estimate for the U.S. average, $190 to $280; type yours).
The listed payment$645
Tax, our estimate, because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $39
Miles: you drive 12,000 a year, the lease covers 9,996+ $19
Insurance, our estimate for the U.S. average (range $190 to $280). Type yours.+ $235
Gas, our estimate+ $176
Real Lease Cost, each month$1,114
If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).
SwapALease, read Oct 30. Insurance and gas are estimates, not quotes.
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