Real Lease Cost

2026 Audi Q3 S line quattro - Premium w/ black optic

Ad $435$971/mo all-in estimate

$2,971 due at signing, besides the first payment (in the monthly).

Open the original listing (leaves our site)

It opens the seller’s own calculator on Leasehackr.

The receipt

The listed payment$435

  1. Fees at signing+ $83
  2. Tax+ $44
  3. Extra miles+ $38
  4. Insurance (about)+ $205
  5. Gas (about)+ $166

Real Lease Cost™ (everything you pay), each month$971

Sources and read dates
  • The listed payment the Leasehackr pre-negotiated board listing, read Nov 5.
  • Fees at signing the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no fees, we assume a $500 transfer fee, or the typical money due at signing.
  • Tax State revenue department pages, 50 of 51 states sourced. Read Oct 30.
  • Extra miles the Leasehackr pre-negotiated board listing, read Nov 5. Where the ad gives no per-mile rate, we use $0.25 a mile.
  • Insurance (about) The Zebra model quotes and MoneyGeek 2025 state averages. Quotes read Oct 19, state table read Oct 30.
  • Gas (about) U.S. Energy Information Administration (gas, week of Nov 2; electricity, August 2026). Read Nov 5.

about = our guess

See the math

How each part is worked out:

Gas Runs on gas only.

This adds payment, tax, miles, insurance and gas at 12,000 miles a year at U.S. average prices. The receipt adds every cost.

An estimate, not a quote. The payment, fees and tax come from the listing and the state’s rules; insurance and gas or charging are our estimates. Your dealer, insurer and driving set the real figures. How we estimate

Offer ends Nov 30

Your miles or state are different?

Change

Answer the three questions on the home page

Listed in Los Angeles, CA New lease Collection at the dealer; shipping is sometimes possible at extra cost, so ask them Leasehackr pre-negotiated board Gas SUV Seller’s own numbers

These are the numbers the seller states. We did not confirm them with the seller or the leasing company.

2026 Audi Q3 (photo for reference, not the listed car)
Photo of this model, not this exact car. Credit: Alexander-93, CC BY-SA 4.0, via Wikimedia Commons

Board deal. Total due at signing: $3,406 (first payment $435 plus fees $2,971). No extra down payment.

Confirm every number with the seller or the leasing company before you commit. The Real Lease Cost leaves out registration, wear and tear, and excess miles beyond your target. See how we score.

Listing facts belong to the source. If this row should be corrected or removed, write to takedown@realleasecost.com.

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Incentives

  • We did not read any incentive for this offer. That does not mean there is none. Ask the dealer about lease cash, loyalty, military and college graduate offers.

Rule: an incentive counts only when its source says it comes on top of the advertised payment, so nothing is taken off twice. Offers for a group count only when you say you are in it.

Real Lease Check™

How this price compares

One of the lowest costs for this kind of car

At 12,000 miles a year and U.S. average costs, 488 of the other 522 similar luxury SUVs we price today cost more than this one.

vs 522 luxury SUV deals today, at 12,000 miles and U.S. average costs

This check looks at price only. It cannot say whether the car fits you.

The math behind this

About 93 of every 100 similar luxury SUVs we price today cost more than this one. Pool: the live ranked luxury SUV deals we read, luxury makes with luxury makes only, each priced at the same miles and costs. A car that is not confirmed counts at its worse number.

Facts stated by the source on Nov 5, 2026.

The cheapest live car outside this brand is the 2026 Toyota Tundra with a Real Lease Cost of $500 a month. This car is $471 a month more than that.

The full math, line by line

This table is priced at 12,000 miles a year and U.S. average prices.

The math for 2026 Audi Q3 S line quattro - Premium w/ black optic
Monthly payment in the ad$435 plus tax
Months on the lease36
Total due at signing$3,406 (first payment $435 plus fees $2,971). We count all of it.
That $2,971, spread over 36 months$83 a month
Sticker price$48,785 (as stated by the source)
Tax rate used10.25% (as the source states). Basis: stated before tax
Monthly cost before tax, money due at signing spread out$518
Tax, each month$44
Monthly cost after tax$562
Lease cost over all the months, before tax$18,631
Transfer feenone stated by the source
Cash the seller says they will pay you$0
Miles a year the lease allows7,500
Extra miles to reach your 12,000 a yearYou drive 4,500 miles a year more than the lease allows. We price buying them up front: 2 steps of 2,500 miles at $19 a month each (our estimate). That is $38 a month. If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).
Insurance, our estimate$205 a month for the U.S. average (range $165 to $245). We use the middle of the range. Source: The Zebra's national average for this model, read Oct 19, 2026. Full coverage, a typical driver with a clean record. Source and date
Gas, our estimate$166 a month (EPA combined 25 mpg, 2026 Q3 S line quattro - Premium w/; EIA U.S. average regular, week of Nov 2)
Real Lease Cost, each month$971
Real Lease Cost, over all the months, our estimate$34,956
Listing statuslive
Source readNov 5, 2026
For the experts: the exact lease terms
Lease terms for experts
When it endsOffer ends Nov 30
MSRP$48,785
Cap reductioninside the money due at signing, not split out
Effective monthly, before tax$518
Effective monthly, after tax$562
Effective as a share of MSRP, monthly1.15%
Monthly cost vs sticker price1.2% a month (common; a rule of thumb, not part of the ranking)
All-in cost as a share of MSRP71.7%

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More deals like this (6 cars)

More Audi deals

2026 Audi Q4 e tron

2026 Audi Q4 e tron

Ad $499$873/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Audi Q4 e tron

Why this price?

Electric

Ad$499

Real$873

Grey is the ad. Violet is what we add. Gold stripes are our estimates.

+$374 we added. Most of it is our estimate.

Why +$374? insurance $175, typical money due at signing $87, charging $63, tax $30, extra miles $19

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Cheapest of 2 Q4 e tron offers nationwide

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Charging $63/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $499 a month. With everything added, it is $873 a month. The biggest piece is insurance, $175 a month (our estimate for the U.S. average, $126 to $224; type yours).

The listed payment$499

  1. Money due at signing: the ad does not say. We added $87 a month, the typical amount (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5).+ $87
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $30
  3. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  4. Insurance (about) for the U.S. average (range $126 to $224). Type yours.+ $175
  5. Electric: charging at home (about)+ $63

Real Lease Cost, each month$873

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 4. Insurance and charging are estimates, not quotes. about = our guess.

A drawing of this kind of car, not a photo of it.

2026 Audi A3, a photo of this model, not the listed car

2026 Audi A3

Ad $415$940/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Audi A3

Why this price?

Gas

Ad$415

Real$940

+$525 we added. Most of it is our estimate.

Why +$525? insurance $192, gas $184, fees $86, extra miles $38, tax $25

More
Cheapest of 6 A3 offers nationwide

A new lease from the dealer. You sign for 36 months.

$3,085 due at signing, besides the first payment (in the monthly).

Gas $184/mo: 28 mpg (EPA), U.S. average price

Offer ends Nov 11 (in 6 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $415 a month. With everything added, it is $940 a month. The biggest piece is insurance, $192 a month (our estimate for the U.S. average, $150 to $235; type yours).

The listed payment$415

  1. Fees due when you sign ($3,085), spread over 36 months+ $86
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $25
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $150 to $235). Type yours.+ $192
  5. Gas (about)+ $184

Real Lease Cost, each month$940

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 4. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2026 Audi Q3, a photo of this model, not the listed car

2026 Audi Q3

Ad $439$942/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Audi Q3

Why this price?

Gas

Ad$439

Real$942

+$503 we added. Most of it is our estimate.

Why +$503? insurance $205, gas $166, typical money due at signing $87, tax $26, extra miles $19

More
Cheapest of 6 Q3 offers nationwide

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Gas $166/mo: 25 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $439 a month. With everything added, it is $942 a month. The biggest piece is insurance, $205 a month (our estimate for the U.S. average, $165 to $245; type yours).

The listed payment$439

  1. Money due at signing: the ad does not say. We added $87 a month, the typical amount (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5).+ $87
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $26
  3. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  4. Insurance (about) for the U.S. average (range $165 to $245). Type yours.+ $205
  5. Gas (about)+ $166

Real Lease Cost, each month$942

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander-93, CC BY-SA 4.0

Other cars near $971 a month

2026 Lexus NX, a photo of this model, not the listed car

2026 Lexus NX

Ad $337$871/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Lexus NX

Why this price?

Gas

Ad$337

Real$871

+$534 we added. Most of it is our estimate.

Why +$534? gas $215, insurance $200, fees $60, extra miles $38, tax $21

More
Cheapest of 11 NX offers nationwide

A new lease from the dealer. You sign for 36 months.

$2,163 due at signing, besides the first payment (in the monthly).

Gas $215/mo: 24 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $337 a month. With everything added, it is $871 a month. The biggest piece is our gas estimate, $215 a month.

The listed payment$337

  1. Fees due when you sign ($2,163), spread over 36 months+ $60
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $21
  3. Miles: you drive 12,000 a year, the lease covers 7,500+ $38
  4. Insurance (about) for the U.S. average (range $160 to $240). Type yours.+ $200
  5. Gas (about)+ $215

Real Lease Cost, each month$871

If you pay the ad’s end-of-lease rate instead: +$56 a month ($0.25 a mile, as the ad states).

Leasehackr Marketplace (broker offers), read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: Alexander Migl, CC BY-SA 4.0

2026 Nissan Murano, a photo of this model, not the listed car

2026 Nissan Murano

Ad $379$871/mo all-inestimate

New lease

Only one site lists this. Check it before you pay.

See this deal: 2026 Nissan Murano

Why this price?

GasAbout even with similar cars

Ad$379

Real$871

+$492 we added. Most of it is our estimate.

Why +$492? insurance $182, gas $181, typical money due at signing $87, tax $23, extra miles $19

More
Cheapest of 2 Murano offers nationwide

A new lease from the dealer. You sign for 36 months.

Not in the ad: typical $3,116 due at signing used (in the monthly). Ask before you sign.

Gas $181/mo: 23 mpg (EPA), U.S. average price

Offer ends Nov 12 (in 7 days)

Everything included: payment, tax, miles, insurance, gas.

The listed payment is $379 a month. With everything added, it is $871 a month. The biggest piece is insurance, $182 a month (our estimate for the U.S. average, $146 to $218; type yours).

The listed payment$379

  1. Money due at signing: the ad does not say. We added $87 a month, the typical amount (median of 116 ads that state it in the same price band, read Nov 3 to Nov 5).+ $87
  2. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $23
  3. Miles: you drive 12,000 a year, the lease covers 9,996+ $19
  4. Insurance (about) for the U.S. average (range $146 to $218). Type yours.+ $182
  5. Gas (about)+ $181

Real Lease Cost, each month$871

If you pay the ad’s end-of-lease rate instead: +$23 a month ($0.25 a mile, as the ad states).

SwapALease, read Nov 5. Insurance and gas are estimates, not quotes. about = our guess.

Photo of this model from another year, not this exact car. Photo: HJUdall, CC0

2024 BMW i4, a photo of this model, not the listed car

2024 BMW i4 eDrive35 Gran Coupe

Ad $669$872/mo all-inestimate

Take-over, seller cash $1,455

Only one site lists this. Check it before you pay.

See this deal: 2024 BMW i4

Why this price?

Electric

Ad$669

Real$872

+$203 we added. Most of it is our estimate.

Why +$203? insurance $215, fees $56, charging $53, tax $41, minus cash the seller pays you $162

More
Cheapest of 13 i4 offers nationwide

The seller says they will pay you $1,455, via LeaseTrader. Counted in the price.

You take over someone’s lease. You pay their last 9 months.

Transfer fee about $500 (in the monthly).

Needs the leasing company’s approval.

Charging $53/mo: EPA figure for this model at U.S. average home rates.

Assumes you charge at home.

Lease ends Jul 2027 (9 months left)

9 months left, about $7,800 in all. Transfer fee about $500. Seller pays you $1,455.

Everything included: payment, tax, miles, insurance, charging.

The listed payment is $669 a month. The seller says they will pay you $1,455 to take it over, about $162 a month. With everything added, the real cost is $872 a month.

The listed payment$669

  1. Cash the seller says they will pay you, each month- $162
  2. Transfer fee about $500 (the listing does not say), spread over 9 months+ $56
  3. Tax (about), because the ad gives no tax rate (6.1% national estimate, until you pick your state. Type your own rate in Your numbers.)+ $41
  4. Miles: you drive 12,000 a year, the lease covers about 22,060 a year (from the miles left and months left)+ $0
  5. Insurance (about) for the U.S. average (range $133 to $297). Type yours.+ $215
  6. Electric: charging at home (about)+ $53

Real Lease Cost, each month$872

LeaseTrader, read Nov 5. Insurance and charging are estimates, not quotes. about = our guess.

Photo of this model, not this exact car. Photo: Alexander-93, CC BY-SA 4.0